- This topic has 4 replies, 3 voices, and was last updated 1 year, 2 months ago by
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RHi everyone,
Posting this on behalf of a close friend.My friend recently lost her father, who was a government employee. After his sudden passing, she and her mother have been facing severe emotional and financial hardship. There are no assets in her father’s name, and the family is currently in the process of applying for his **pension, gratuity, and government insurance** benefits but as you know, these things take a lot of time.
Meanwhile, the bank has started sending third-party debt collectors to their home regarding pending credit card dues, which is causing immense anxiety and stress for the family.
We are urgently looking for a **lawyer or legal advisor in Visakhapatnam** who is experienced in **credit card debt settlements** who can help negotiate a reasonable settlement .
If anyone here has been through a similar situation or knows a trustworthy lawyer who can help, **please share any contacts, suggestions, or advice**. It would mean a lot to the family during this very difficult time.
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BWhy you need a lawyer ?
Bluntly refuse the third party goons .
You are not liable to pay any of your father’s loan if you are not an applicant or guarantor.
The third party agents themselves will ask for settlement , you may accept or refuse. -
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SCredit card dues end with death of cardholder. Send the death certificate to the bank along with a letter stating as per their own regulations and rules, on death of a credit card holder they cannot demand payment from survivors. Close the letter with a threat that if they continue sending goondas to your place, you will file a sexual harrasment case personally against the head of credit card division.
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