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UI got hit by a car from behind. My car’s rear and his car’s front got damaged. At that time the guy was chill and said we will see how this will be covered under the insurance, took my number and aadhaar card and both just left.
Later we both got covered the maximum amount under insurance. Now he is calling me to pay up the processing charges (1.5k) saying that it was my fault. He said if I don’t pay he will involve his lawyer and the lawyer will take it forward from there.
My stance is that this amount is minimal and there is no way to prove anyone’s fault. Should I be worried? Will it be a hassle to go to courts and stuff? Should I try to negotiate and settle?
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