Received Court Summons for Indiabulls ARC Loan After Paying Yes Bank Credit Card Fees – What Should We Do?

[User_d17847a9]

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User_d17847a9
PARTICIPANT
March 8, 2025 at 7:14 pm

My sister has been receiving messages via sms claiming that she has to appear before the District Court of Ghaziabad in Lok Adalat on 8-Mar-25 for the resolution of an Indiabulls ARC loan outstanding of Rs. 1415. The message also provides contact numbers to call a manager for support which is not reachable.

Here’s the backstory:

* She had applied for a credit card from Yes Bank but never actually received the card.
* Despite not using it, Yes Bank started charging her fees.
* After months of constant calls from Yes Bank demanding payment, she eventually gave in and paid Rs. 1300 something through UPI.
* Now, a month after making the payment, she’s suddenly receiving these legal threat messages and calls from Indiabulls.

We are extremely confused about how Yes Bank’s charges turned into an Indiabulls ARC loan issue, especially since the payment was already made. Is this some sort of scam? Has anyone else experienced something similar? What should be our next steps?

Any advice or similar experiences would be greatly appreciated!

The exact message is-
Dear XXXX You are hereby notified to appear before the court of District Courts Ghaziabad in Lok Adalat to be held on 8-Mar-25 for resolution of your Indiabulls ARC Loan o/s of Rs. 1415. For support please call manager at 0120698XXXX or give a missed call on 0807150XXXX.

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[Ashishmaster940]

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Ashishmaster940
PARTICIPANT
March 9, 2025 at 4:44 am

If card wasn’t activated complain to banking ombudsman.

Meanwhile to to lok adalat and contest it. 

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