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UI have bajaj finance loan on my used car. have been paying emis regularly for more than 2.5 years now. just this month doe to delay in salary could not pay emi on time(that is auto debit) bt paid once i received my salary (today). today i received a notice mentioning the above as subject from their legal team. not sure what it is about and how to handle, also the app does not reflect the emi paid today. their representative who had been calling maniacally for past 4-5 days for paying emi, is not responding to any queries now. need help.
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Uthe last part reads something like this: 5. In view of the above, you are hereby asked to produce the Asset for inspection at Bajaj Finance Limited OFFICE NO 601 6TH FLOOR BAJAJ BRAND VIEW CTS NO 31 OLD PUNE MUMBAI ROAD WAKDEWADI PUNE, MAHARASHTRA- 411014, during normal business hours (i.e. 10 am to 5.30 pm) within 4 days from notice date with all original documents failing which it will be assumed that you had Malafide Intention from beginning to wrongful gain to yourself and wrongful loss to the company by cheating to deceive the company asset and My Client would be left with no other alternative except to take appropriate action to initiate legal action which includes but not limited to:- 1. Police complaint u/s 316(2),318(4) & 321 of BNS and/or 2. Invoke Sec-175(3) or 223 of BNSS through court and/or 3. Take the possession of the Asset whenever the same is traced and/or 4. Other legal action for recovery of our legitimate dues at your own risks as to costs and consequences
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