- This topic has 28 replies, 13 voices, and was last updated 1 year, 2 months ago by
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VSo, not me but my father so can’t share that many details I dont know what’s right to share and what’s not
But, the story is as follows
My father signed a loan agreement for a plot in which the repo rate of rbi was 6.5% and additional commission of Bank was 2.8% which brought total interest rate to 9.3%
But recently the rbi changed it’s repo rate to 6.25% and since the loan hadn’t started the Bank agreed to draft new terms,But what they instead did was increase the commission so that the total rate remains same and forged my father’s signatures on all the documents pertaining to this change
The signs are visually distinguishable even by a child
Should we pursue this legally or is it too risky
risky
The Bank employees have apologised alot but I feel it is too big of a mistake to just let go
Tldr- Bank employees forged around 10 signatures of both my parents in loan agreement to increase their incentives -
CDefinitely pursue this. You will get quite bit of financial reward from the bank. Start with an FIR for forgery and fraud.
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Mdefinitely should proceed with filing an FIR against the Bank Employees, Branch Manager and the Banking entity itself.
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VYes already did we have the said documents and a video in front of the bank employee even
Will report to rbi-
DCan you tell which bank it was that did this and where? If you can’t tell name can you tell if it was psb, private or cooperative. If this happened with you it probably happened with others also, as such people should be warned.
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VYes, i also thought so, this is too good of an opportunity to pass up
This is also a breach of trust from said Bank even and a big issue -
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PHi OP.. ex banker and advocate here. I am based in NCR.
Regarding your situation, it would make more sense for you to get the bank to return all the previous signed docs to you and sign afresh with lowest interest rates on their offering . I can understand your idea of filing a police complaint and going to RBI..none of these two actions is going to benefit you, ultimately you will.be burdened by having to depose before police repeatedly. If you have free time, then you can attrmpt this adventure!
Rather you should look at driving a hard bargain and close things and make sure that they acknowledge your help and that you are not going to leave them without expecting a concession.
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VThis is what my father is saying as well
But I felt this was a breach of trust most of all
And what’s to say they haven’t done this before with other people
Would this prevent them from doing this fraud again-
PYou want to waste your time doing the rounds of the court and show evidence…🙂..spend atleast 3 years doing this!!
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