Bank opened a current account without my authorization

[Happyhero1367]

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Happyhero1367
PARTICIPANT
February 2, 2025 at 6:12 am

Woke up this morning to a current account has been opened in my name at Punjab National Bank (PNB) without my request or consent. I have not applied for such an account, nor have I provided any authorization for its creation.

Is it an unintentional error or are there any circumstances which prompts the banks to create a current account under your name even without you asking to? and if so, what can I do? I do not wish to have a current account under PNB, since I already have one in a different bank. I merely use PNB for day to day transactions and sometimes for business transactions but with all of them being traceable to my other accounts.

I have already written a mail to PNB regarding the same (at care@pnb.co.in) but I have not had any ‘satisfactory’ service at PNB so far thus I don’t know if they’ll even come to solve this issue before it becomes a big mess.

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[Primeowl5754]

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Primeowl5754
PARTICIPANT
February 2, 2025 at 6:15 am

Print that email and send it by registered post as well to the nodal officer

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[Happyhero1367]

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Happyhero1367
OP
February 2, 2025 at 6:16 am

alright, will do so. thank you.

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[User_ca6808d7]

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User_ca6808d7
PARTICIPANT
February 10, 2025 at 3:46 pm

Same problem. Just got my account statement by mail. Upon opening it, i saw one savings account (opened by me) and another current account (which i have no idea how it got opened)
Please suggest what to do!

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[Happyhero1367]

H

Happyhero1367
OP
February 10, 2025 at 3:48 pm

I have mailed about the same to the bank, but that service is pretty much useless. The mail response from the bank was to visit the branch. The RN did not pick up my call either. I was supposed to go to the branch earlier last week but fell sick so will do so either tomorrow or the day after. Will share what to do if they tell me.

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[User_ca6808d7]

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User_ca6808d7
PARTICIPANT
February 10, 2025 at 3:50 pm

Okay. That would be of great help. Thanks 🙂

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[Happyhero1367]

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Happyhero1367
OP
February 17, 2025 at 9:48 am

just came back from the bank. they said ki your atm card should be showing as a current account under your name. the current account number should match with your debit/ncmc card and is to be ignored. no charges besides the card fee (if any) will be levied.

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[User_ca6808d7]

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User_ca6808d7
PARTICIPANT
February 18, 2025 at 10:09 am

Okayyy. Fine then 🙂
Thanks for the info.

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