Can someone take a loan without a PAN?

[Silentarushi9391]

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Silentarushi9391
PARTICIPANT
March 26, 2025 at 2:26 pm

My adhaar has been compromised to a scammer, he has my phone number as well, but luckily I didn’t send him my PAN, what can he do with my adhaar, can he take any loans on my name?

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[Epicmaster3328]

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Epicmaster3328
PARTICIPANT
March 26, 2025 at 2:29 pm

You can block your finger print in the maadhae app , and if you are really scared then you can also block your aadhaar

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[Silentarushi9391]

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Silentarushi9391
OP
March 26, 2025 at 2:30 pm

I have blocked the finger print, but how would I know any loans or such are being taken out on my name

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[Silentavinash5204]

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Silentavinash5204
PARTICIPANT
March 26, 2025 at 2:31 pm

CIBIL

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[Silentarushi9391]

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Silentarushi9391
OP
March 26, 2025 at 2:37 pm

It says no credit history

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[Silentavinash5204]

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Silentavinash5204
PARTICIPANT
March 26, 2025 at 2:43 pm

Ignore. You are just taking unnecessary tension. Very less chance of availing loan based on aadhaar card alone.

Just google and there are thousands of pancards and Aadhaar cards on the net.

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[Silentarushi9391]

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Silentarushi9391
OP
March 26, 2025 at 2:45 pm

I don’t know man, shit is scary, I’m not wealthy and have been diagnosed with a couple of mental illnesses, if some scam shit happens with me I don’t even have the drive to fight it out, can you tell me can they avail those stupid loans from apps, do they require PAN too, also what are the chances of them buying a sim without me knowing based on my adhaar to misuse for these fraud activities?

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[Experthrishikesh652]

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Experthrishikesh652
PARTICIPANT
March 26, 2025 at 2:38 pm

Cibil history depends on PAN Card details

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[Epicmaster3328]

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Epicmaster3328
PARTICIPANT
March 26, 2025 at 2:31 pm

To check that download one score app.

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[Silentarushi9391]

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Silentarushi9391
OP
March 26, 2025 at 2:35 pm

It says no credit history, no loans section is also empty

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[Epicmaster3328]

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Epicmaster3328
PARTICIPANT
March 26, 2025 at 2:58 pm

Then there is no loan against your pan.

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[Silentarushi9391]

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Silentarushi9391
OP
March 26, 2025 at 3:01 pm

Can it happen in the future? He doesn’t have my PAN but my adhaar and number

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[Epicmaster3328]

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Epicmaster3328
PARTICIPANT
March 26, 2025 at 3:04 pm

I shared what I know, wait for others to reply. I am at wits end now.

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[Silentarushi9391]

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Silentarushi9391
OP
March 26, 2025 at 3:07 pm

Yeah man thanks for the help, looks like the post isn’t getting much traction

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