Collection of personal loan

[User_46024a54]

U

User_46024a54
PARTICIPANT
February 24, 2025 at 12:37 pm

Hello,

I just got to know that a field agent visited my home while I was not present in office and asked my parents for non-repayment of loan.

Additionally over call they were saying that a legal copy with be attached to home and a photo will be taken as proof.

I have a call recording of the agent blackmailing over call and today there was a physical visit.

Is there anything that I can do to stop this?

Also I have issue where i won’t be able to pay loans for next 2-3 months and even the nbfc are not agreeing as it’s not meeting their criteria for applying temporary moratorium

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[Mightyfalcon9189]

M

Mightyfalcon9189
PARTICIPANT
February 24, 2025 at 12:51 pm

would you mind telling the amount of loan and tenure? other than that call 112 whenever they come in future

register a complaint against nbfc on the grounds of harrasment and defamation, and recovering agency too.

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[User_46024a54]

U

User_46024a54
OP
February 24, 2025 at 12:58 pm

The pending loan amount in total is ₹160,170 and had paid for all previous installments but only this month even after contacting both lending partner, nbfc asking for moratorium they didn’t agree.

Now I’m thinking of raising a complaint against nbfc, lending partner to rbi

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[User_46024a54]

U

User_46024a54
OP
February 24, 2025 at 12:58 pm

Tenure of pending loan is 20 months

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[Mightyfalcon9189]

M

Mightyfalcon9189
PARTICIPANT
February 24, 2025 at 1:19 pm

yes, you should, and even in the worse case, recovery agent can not come to your house , record them next time.

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