Father took loans from loan sharks. After his death, can loan sharks legally come after my mom for the debt money?

[User_c18af506]

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User_c18af506
PARTICIPANT
February 16, 2025 at 7:43 pm

My father took several loans from private lenders (loan sharks) and did not payback in time. Now he is dead and the loan sharks are trying to intimidate my mom for the money. They are asking her to pay the debt money and threatening her witn legal action if she doesn’t. What can she do in this case ? Can these lenders even legally ask my father’s loan from her ?

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[Rapidbear8085]

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Rapidbear8085
PARTICIPANT
February 16, 2025 at 7:59 pm

ADVOCATE HERE. Yes, debts can be recovered from legal hiers of the debtor. What can she do? For actual intimidation, extortion, and using criminal force to do things she doesn’t wish to, she can report them to police (because you mentioned private lenders and not banks/NBFCs). Further, you can report them to Min. of Finance for illegal financial activities.

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[User_c18af506]

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User_c18af506
OP
February 16, 2025 at 8:01 pm

If mom refuses to pay and they actually take her to court, how will this play out?

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[Rapidbear8085]

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Rapidbear8085
PARTICIPANT
February 16, 2025 at 8:04 pm

This is indeed the correct protocol. However, it will be a civil suit for recovery of money, which takes considerable time to be decided.

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