Fraud UPI ID reporting

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    • #71395 Reply
      User_2ac4b250
      Participant
        U
        User_2ac4b250
        PARTICIPANT
        January 19, 2025 at 6:44 am
        My younger brother made a big mistake recently. He sent ₹1500 via UPI on Telegram to a scammer who promised to get on a nude video call with him. However, as expected, the scammer blocked him immediately after receiving the money. I’m not sure how he fell for it, but unfortunately, the damage has been done. He only told me about it after three days.

        Is there any way to recover the amount? It’s already been three days, and I’m unsure if that’s even possible. I’m hesitant to report it to the bank because our father works there, and he would be furious if he found out. Would filing a cybercrime complaint be enough to resolve this without involving my father?

        I understand the amount isn’t huge, but my brother earned it by working hard on a painting job for our neighbor’s house. Any suggestions on what I can do to help him recover the money?

        Can I report the UPI ID as well?

      • #71415 Reply
        Sanaypanther831
        Participant
          S
          Sanaypanther831
          PARTICIPANT
          January 19, 2025 at 6:48 am
          Nope. You can’t recover. Forget about money. Tell your brother to beware next time. But it’s laughable that he lost money for a nude video call on telegram. Really!!

          • #71433 Reply
            User_2ac4b250
            Participant
              U
              User_2ac4b250
              OP
              January 19, 2025 at 6:52 am
              Haha, I think he will always remember this and won’t do it again.. 😂. I told him to go and do another paint job.

          • #71414 Reply
            Urbansridhar9473
            Participant
              U
              Urbansridhar9473
              PARTICIPANT
              January 19, 2025 at 6:50 am
              Step 1: Raise a complaint immediately on the UPI app using which the transaction was made.

              Step 2: Raise a complaint on NPCI’s website: [https://www.npci.org.in/what-we-do/upi/dispute-redressal-mechanism](https://www.npci.org.in/what-we-do/upi/dispute-redressal-mechanism)

              Step 3: Raise it with your local cyber crime branch with all relevant details, or here, [https://cybercrime.gov.in/Webform/Index.aspx](https://cybercrime.gov.in/Webform/Index.aspx)

              • #71432 Reply
                User_2ac4b250
                Participant
                  U
                  User_2ac4b250
                  OP
                  January 19, 2025 at 6:54 am
                  Will this complain be in between me and the bank. I don’t want my dad getting into this. He already has too much work and also if I tell him not to interfere, he will surely do that. Also I don’t want to get my brother the extra stress.

                • #71431 Reply
                  User_839e01f3
                  Participant
                    U
                    User_839e01f3
                    PARTICIPANT
                    January 19, 2025 at 7:00 am
                    Bro the npci portal is trash doesn’t work

                  • #71430 Reply
                    Nehaninja46
                    Participant
                      N
                      Nehaninja46
                      PARTICIPANT
                      January 19, 2025 at 10:10 am
                      You can raise a chargeback request

                  • #71413 Reply
                    User_c7f4b4d7
                    Participant
                      U
                      User_c7f4b4d7
                      PARTICIPANT
                      January 19, 2025 at 6:59 am
                      Tharak logo se kya kya krwa skta hai.

                    • #71412 Reply
                      User_839e01f3
                      Participant
                        U
                        User_839e01f3
                        PARTICIPANT
                        January 19, 2025 at 7:01 am
                        Your brother deserves what happened, let it be a life lesson and move on. 1500 is not worth the hassle, also advise your brother a bit on such things.

                        • #71429 Reply
                          User_2ac4b250
                          Participant
                            U
                            User_2ac4b250
                            OP
                            January 19, 2025 at 8:08 am
                            No need for advice now I guess. He already learned his lesson.

                        • #71411 Reply
                          User_09f39d71
                          Participant
                            U
                            User_09f39d71
                            PARTICIPANT
                            January 19, 2025 at 7:10 am
                            Tell your bro ” your dick has led you to places where you wouldn’t go even with a gun.”

                            Kalyug hai bhai.. bhai ko bata do

                            • #71428 Reply
                              User_2ac4b250
                              Participant
                                U
                                User_2ac4b250
                                OP
                                January 19, 2025 at 8:09 am
                                Ab to wo ye sab se dur hi rhega.. I told him about vpn. He would be using that I guess.

                                • #71439 Reply
                                  Nadiastar346
                                  Participant
                                    N
                                    Nadiastar346
                                    PARTICIPANT
                                    January 19, 2025 at 11:42 pm
                                    Vpn ain’t gonna save him if he wants to through away money, maybe spending on onlyfan next time with credit card. At least can dispute the charges lol

                                    • #71443 Reply
                                      User_2ac4b250
                                      Participant
                                        U
                                        User_2ac4b250
                                        OP
                                        January 20, 2025 at 10:31 am
                                        Vpn for opening porn sites. That’s way better than falling for those scams.

                                • #71410 Reply
                                  User_4bf03c7b
                                  Participant
                                    U
                                    User_4bf03c7b
                                    PARTICIPANT
                                    January 19, 2025 at 7:26 am
                                    It’s just 1500 rs take the L and move on this wasn’t a scam/fraud your brother blinded by his horniness willingly gave away money to a random person on the internet in the hopes of a nude video call, when there are literally millions of porn sites on the internet for free. It’s on him take this as a lesson and please don’t tell anyone you know about this. They’ll never let him live this down

                                    • #71427 Reply
                                      User_2ac4b250
                                      Participant
                                        U
                                        User_2ac4b250
                                        OP
                                        January 19, 2025 at 8:11 am
                                        I know right, so I mentioned in the post itself, that this should not reach to my father. 😂

                                    • #71409 Reply
                                      User_13dd93c9
                                      Participant
                                        U
                                        User_13dd93c9
                                        PARTICIPANT
                                        January 19, 2025 at 7:28 am
                                        Was it your really brother or you?

                                        • #71426 Reply
                                          User_2ac4b250
                                          Participant
                                            U
                                            User_2ac4b250
                                            OP
                                            January 19, 2025 at 8:07 am
                                            Btw, I am engaged. 😂😂.. If it was me, I would have told that this was needed for a friend. That suits better.

                                        • #71408 Reply
                                          User_b24e2068
                                          Participant
                                            U
                                            User_b24e2068
                                            PARTICIPANT
                                            January 19, 2025 at 7:33 am
                                            Are you the brother in this scenario? Even my “friend” lost 3k trying to hire a hooker. Got blocked when they asked for 5k and he refused to pay

                                            • #71425 Reply
                                              User_2ac4b250
                                              Participant
                                                U
                                                User_2ac4b250
                                                OP
                                                January 19, 2025 at 8:22 am
                                                Bro, let me tell you what happened. I read his chat, and it started with a demo video call for ₹50. When he paid ₹50, the scammer then talked about an offer – 30 minutes of a call for ₹700. My brother initially refused, but the scammer was so persuasive that he eventually gave in and paid ₹700.

                                                After that, the scammer claimed an additional ₹700 was needed as a refundable “security fee.” At this point, my brother was ready to lose the ₹700 he had already paid. But after chatting for almost 45 minutes, the scammer showed him multiple screenshots of people supposedly paying ₹700 and getting their money refunded.

                                                He must have thought, since he had already paid ₹700, why not pay another ₹700 and finally get the video call? The scammer even showed more fake screenshots to convince him. So, in the end, he paid another ₹700.

                                                • #71438 Reply
                                                  User_b24e2068
                                                  Participant
                                                    U
                                                    User_b24e2068
                                                    PARTICIPANT
                                                    January 19, 2025 at 9:08 am
                                                    That’s how those bastards manipulate people. They should be jailed 😤

                                                  • #71437 Reply
                                                    Akshitahawk111
                                                    Participant
                                                      A
                                                      Akshitahawk111
                                                      PARTICIPANT
                                                      January 19, 2025 at 9:14 am
                                                      >He must have thought, since he had already paid ₹700, why not pay another ₹700 and finally get the video call?

                                                      This is exactly how it works in scams where you’re the intended beneficiary of a 100 million dollars.

                                                      • #71442 Reply
                                                        User_2ac4b250
                                                        Participant
                                                          U
                                                          User_2ac4b250
                                                          OP
                                                          January 19, 2025 at 10:55 am
                                                          Yeah

                                                  • #71407 Reply
                                                    Experthrishikesh652
                                                    Participant
                                                      E
                                                      Experthrishikesh652
                                                      PARTICIPANT
                                                      January 19, 2025 at 7:36 am
                                                      In todays episode of “What a man can do out of horniness”

                                                    • #71406 Reply
                                                      Brightriya1780
                                                      Participant
                                                        B
                                                        Brightriya1780
                                                        PARTICIPANT
                                                        January 19, 2025 at 7:53 am
                                                        Cyber crime in India is a joke. Even if you give them the phone number and address of the scammer, they won’t do anything. If you go there, you’ll get a lecture on how your brother is a sex maniac and how Your parents have failed him.

                                                        One year ago, i lost like 7k via paytm. I received a call stating that a transaction of 1L has been made from my among and I’ll have to press 1 to allow and 2 to deny. I pressed 2 and then it asked for otp. My mistake was entering that otp. My reasons for doing it, it’s common for banks to have automated calls that call and confirm the transaction. Paytm uses the otp verification system when you want to talk to a customer care executive. They cloned my Paytm account, linked it to their Airtel phone number and stole money using Paytm postpaid.

                                                        Paytm interface is so bad that it took me 6 hours to block my account and was not able to connect to any customer care executive at all for more than 2 days. I sent them an email and they replied “you entered the otp, your fault”. I went to cybercrime and they looked at my entire phone and gave me an entire lecture about how chinese apps are stealing data and using it to run scams. I told him in paytm logs, the last usage data of the other person is UP. He continued to reaffirm that they use gps cloners, ai generated voices etc. Then he just told me i lost my money because i had clash of clans in my phone and if i had PUBG, he would have arrested me instead. His final advice is “it’s just 7k, there are people who lose 7L in a day. Consider yourself lucky and move on”.

                                                        • #71424 Reply
                                                          User_cea51ad7
                                                          Participant
                                                            U
                                                            User_cea51ad7
                                                            PARTICIPANT
                                                            January 19, 2025 at 7:59 am
                                                            Very kind police officer. Could’ve charged 7k more for the invaluable advice he gave you.

                                                            • #71436 Reply
                                                              Brightriya1780
                                                              Participant
                                                                B
                                                                Brightriya1780
                                                                PARTICIPANT
                                                                January 19, 2025 at 8:06 am
                                                                I’m surprised he didn’t.

                                                            • #71423 Reply
                                                              User_2ac4b250
                                                              Participant
                                                                U
                                                                User_2ac4b250
                                                                OP
                                                                January 19, 2025 at 8:14 am
                                                                What a joke. They just give lecture. That’s it. Woww

                                                            • #71405 Reply
                                                              Fiercevinod9869
                                                              Participant
                                                                F
                                                                Fiercevinod9869
                                                                PARTICIPANT
                                                                January 19, 2025 at 7:53 am
                                                                Nope, its gone.

                                                              • #71404 Reply
                                                                User_2c04cd39
                                                                Participant
                                                                  U
                                                                  User_2c04cd39
                                                                  PARTICIPANT
                                                                  January 19, 2025 at 8:08 am
                                                                  You can’t recover the money. But you can recover a lesson from this.

                                                                  • #71422 Reply
                                                                    User_2ac4b250
                                                                    Participant
                                                                      U
                                                                      User_2ac4b250
                                                                      OP
                                                                      January 19, 2025 at 8:31 am
                                                                      True true.. This shit is too old. Idk how he fell for it.

                                                                  • #71403 Reply
                                                                    Smartlion9750
                                                                    Participant
                                                                      S
                                                                      Smartlion9750
                                                                      PARTICIPANT
                                                                      January 19, 2025 at 8:41 am
                                                                      You can report it in cybercrime and you will get the amount..i had the situation except the nude video call…a dude promised me to give video lectures for 1/10 of the price..i madw a payment of 1470 …he vanished i lodged a compliant and submitted the copy in local police station…they blocked the recepient amount and he told me that even the amount has been debited ,the account would show negative balance ..maybe you wont get the money but you will be able to make sure that person wont be able to take money from other

                                                                      • #71421 Reply
                                                                        User_2ac4b250
                                                                        Participant
                                                                          U
                                                                          User_2ac4b250
                                                                          OP
                                                                          January 19, 2025 at 10:54 am
                                                                          That’s always an option but not sure hoew the procedure work and what will be the aftermath. I don’t have much faith in them.

                                                                          • #71435 Reply
                                                                            Smartlion9750
                                                                            Participant
                                                                              S
                                                                              Smartlion9750
                                                                              PARTICIPANT
                                                                              January 19, 2025 at 1:19 pm
                                                                              The procedure works by blocking the specified amount on the receiver end.They will block the amount and force the owner to reason with bank about the money or else the account will remain frozen…if the receiver leaves the account and doesn’t contact bank then bank will deduct the amount from that bank and refund it back to you…this will take atleast 3 month …

                                                                              • #71441 Reply
                                                                                User_2ac4b250
                                                                                Participant
                                                                                  U
                                                                                  User_2ac4b250
                                                                                  OP
                                                                                  January 19, 2025 at 2:13 pm
                                                                                  Oh ok, A must have info for everyone. Thanks!

                                                                          • #71402 Reply
                                                                            User_a3200f8f
                                                                            Participant
                                                                              U
                                                                              User_a3200f8f
                                                                              PARTICIPANT
                                                                              January 19, 2025 at 9:54 am
                                                                              Lol

                                                                            • #71401 Reply
                                                                              User_32e13a1f
                                                                              Participant
                                                                                U
                                                                                User_32e13a1f
                                                                                PARTICIPANT
                                                                                January 19, 2025 at 9:56 am
                                                                                Bhai mai vi chutiya tha😭.. Maine vi hawas ke chakkar mai 50 rs upi transfer kar diye tha🥲🥲.. Fir bohot rona dhona kiya.. Garibi ka natak kiya.. Fir usne wapas vej diya(scammer logo ka vi dil achha hota hai kavi kavi🤣) voh vi 20 sal ka launda tha.. College ke fees jama karne keliye ese scam kar raha tha🤣

                                                                                • #71420 Reply
                                                                                  User_2ac4b250
                                                                                  Participant
                                                                                    U
                                                                                    User_2ac4b250
                                                                                    OP
                                                                                    January 19, 2025 at 10:53 am
                                                                                    Wooh.. Bhai saw rupay aur de deta.. 🤷

                                                                                • #71400 Reply
                                                                                  User_796f7112
                                                                                  Participant
                                                                                    U
                                                                                    User_796f7112
                                                                                    PARTICIPANT
                                                                                    January 19, 2025 at 11:33 am
                                                                                    >but my brother earned it by working hard on a painting job for our neighbor’s house

                                                                                    And spends in on nude calls. Bro has his priorities straight

                                                                                  • #71399 Reply
                                                                                    Brightpanther2136
                                                                                    Participant
                                                                                      B
                                                                                      Brightpanther2136
                                                                                      PARTICIPANT
                                                                                      January 20, 2025 at 10:11 am
                                                                                      I need friends like Reddit posters

                                                                                      • #71419 Reply
                                                                                        User_2ac4b250
                                                                                        Participant
                                                                                          U
                                                                                          User_2ac4b250
                                                                                          OP
                                                                                          January 20, 2025 at 10:32 am
                                                                                          Lol

                                                                                      • #71398 Reply
                                                                                        User_9381d767
                                                                                        Participant
                                                                                          U
                                                                                          User_9381d767
                                                                                          PARTICIPANT
                                                                                          January 22, 2025 at 5:22 am
                                                                                          Out of topic but can someone explain why it’s not possible?

                                                                                          UPI IDs can be tracked to the respective branch and respective account holders names right ? Do banks refuse to co-operate in these cases ??

                                                                                          • #71418 Reply
                                                                                            User_2ac4b250
                                                                                            Participant
                                                                                              U
                                                                                              User_2ac4b250
                                                                                              OP
                                                                                              January 22, 2025 at 5:27 am
                                                                                              That’s what I was thinking. Can’t be those upi id’s blocked upon a complaint? I have not filed anything but if I did.

                                                                                              • #71434 Reply
                                                                                                User_9381d767
                                                                                                Participant
                                                                                                  U
                                                                                                  User_9381d767
                                                                                                  PARTICIPANT
                                                                                                  January 22, 2025 at 5:37 am
                                                                                                  Not blocked but police can track the ID to the bank and from bank get his info and ask to return money right ?

                                                                                                  Only a lawyer would be able to answer this for us ig 😂

                                                                                                  • #71440 Reply
                                                                                                    User_2ac4b250
                                                                                                    Participant
                                                                                                      U
                                                                                                      User_2ac4b250
                                                                                                      OP
                                                                                                      January 22, 2025 at 6:43 am
                                                                                                      Yeah, true. 😌

                                                                                              • #71397 Reply
                                                                                                User_273d3fb8
                                                                                                Participant
                                                                                                  U
                                                                                                  User_273d3fb8
                                                                                                  PARTICIPANT
                                                                                                  March 12, 2025 at 8:31 pm
                                                                                                  Crazy story lol. Even I got scammed of Rs. 500, not able to recover it. 

                                                                                                  It hurts when you work hard for you’re money 🙁

                                                                                                  • #71417 Reply
                                                                                                    User_2ac4b250
                                                                                                    Participant
                                                                                                      U
                                                                                                      User_2ac4b250
                                                                                                      OP
                                                                                                      March 13, 2025 at 4:51 am
                                                                                                      Yeah

                                                                                                  • #71396 Reply
                                                                                                    User_7b4ee5c7
                                                                                                    Participant
                                                                                                      U
                                                                                                      User_7b4ee5c7
                                                                                                      PARTICIPANT
                                                                                                      March 23, 2025 at 7:32 am
                                                                                                      Hey OP, kinda embarrassed, but a similar thing happened to me today. I raised a case with my bank immediately and the cyber cell. Tumhare case mein kuch recover hua tha?

                                                                                                      • #71416 Reply
                                                                                                        User_2ac4b250
                                                                                                        Participant
                                                                                                          U
                                                                                                          User_2ac4b250
                                                                                                          OP
                                                                                                          March 23, 2025 at 7:53 am
                                                                                                          I did not raise anything. Let me know how did your complaint go.

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