HDFC bank freeze my account and playing with me

[User_95676e43]

U

User_95676e43
PARTICIPANT
February 11, 2025 at 5:50 am

Hi im 19 years old from Maharashtra

it started in november 2023, I do work online on telegram i resell giftcards, buy from a friend for lower price and sell for higher price, and i get paid in Crypto. and i also do video editing sometimes for which i get paid in crypto as well

Then i sell my crypto on Paxful…… what happened is one day i sold some crypto and i received payment from fraud account and my bank got cyber complaint, and frozen

Now this is the important part:

In 2024 april I took help of a lawyer online and paid him a lot of money to get my account unfrozen. They went to delhi and got my cyber complaint removed by sending NOC to the HDFC bank branch

So my Cyber complaint is removed, then i went to bank because my account still was not unfrozen only complaint was removed. They said that i need to show them IT returns and proof of business because i have a normal account and they need source of income proof

So i somehow found a CA then i got them to file an ITR and stuff, then i went to the bank and they said they need source of income and business proof

I have no business proof, because i just do my thing on telegram with my few online friends, nothing illegal tho

i told them i dont have a business proof and they said that they cant unfreeze, then they said that they need address proof verification so they will send people to my house to verify my address within 2 weeks

after 2 weeks i went to the bank to ask because no one had come, they said that the people came next day from when i had come to the bank but they couldnt find my bungalow. and gave me many many calls i didnt answer

BUT THERE ARE NO CALLS ON MY RECORD, I RECEIVED NO CALLS!

they are playing with me this is so heartbreaking because im young and feels like no one takes me seriously
i cant tell my parents about this, im trying to find an agent but i dont know where to look for

please help me out as my account had almost 56k rupees which is a lot for me

Share

[Urbanfalcon3634]

U

Urbanfalcon3634
PARTICIPANT
February 11, 2025 at 8:19 am

Your deposits came from accounts that were linked to malicious activity (scams/fin fraud/extortion). There is no other explanation to why they wouldn’t reinstate your account.

Share

[Megafox4760]

M

Megafox4760
PARTICIPANT
February 11, 2025 at 12:58 pm

The bank cannot freeze the account without cyber complaints. Either OP is not giving out the full situation or the bank is fucking with him.

Share

[Ramyafalcon73]

R

Ramyafalcon73
PARTICIPANT
February 11, 2025 at 9:21 am

if you had to go through this much like approaching police and CA and ITS then it’s time to raise grievance with bank ombudsman and then RBI Ombudsman stating bank is overstepping it’s authority, you can also warn them that let’s fight it in all possible ways and drag them to consumer court. (only if you don’t have some really nasty things not to be disclosed.)

Share

[User_431d8db2]

U

User_431d8db2
PARTICIPANT
February 11, 2025 at 10:55 am

P2p transaction is risky

Share

[User_988af430]

U

User_988af430
PARTICIPANT
February 24, 2025 at 7:33 pm

Update?

HDFC is the worst bank

Share

[Author]

Posts