How to cancel a cheque without any legal trouble?

Community Forums Legal Advice India How to cancel a cheque without any legal trouble?

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    • #1255 Reply
      Desimihir1371
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        Desimihir1371
        PARTICIPANT
        May 6, 2025 at 2:31 pm
        I recently bought a used car for 2 L and paid half the amount as cash and the other half as cheque marked with a future date, I inquired about any pending dues and there are around 40k pending on car, I have been trying to contact the seller to clear the dues so that i can get the noc and complete the ownership transfer, but he is not picking up my calls. I am worried that he is trying to scam me by not clearing the dues and also issuing the cheque. Can i cancel the cheque as a precaution so that he is forced to clear the dues first, can he file a case against me of bounced cheque ?

      • #1259 Reply
        Shravyathinker392
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          S
          Shravyathinker392
          PARTICIPANT
          May 6, 2025 at 2:35 pm
          Cancel the check anyways. If a legal case comes, the other person will choose to settle as he will realise that settling you 40k and resolving it is better than giving money to lawyer to fight against you.

          • #1263 Reply
            Desimihir1371
            Participant
              D
              Desimihir1371
              OP
              May 6, 2025 at 2:47 pm
              Thanks, but the thing is i donโ€™t want the risk of getting into legal trouble over 40k, since i am a working individual and it could negatively affect my background checks

          • #1258 Reply
            Desiknight9081
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              Desiknight9081
              PARTICIPANT
              May 6, 2025 at 2:47 pm
              Hi. Iโ€™m a Delhi based lawyer. You must stop payment immediately. Even if he files a cheque bounce case, if itโ€™s proved that the payment was stopped owing to valid reasons for having a bonafides dispute with the complainant and there were sufficient funds in your account, you wonโ€™t be penalised. Why donโ€™t you communicate this to him via email and ask him not to deposit the cheque without clearing his dues.

              • #1262 Reply
                Tarunpanda282
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                  T
                  Tarunpanda282
                  PARTICIPANT
                  May 6, 2025 at 2:55 pm
                  Perfecttttt

                • #1261 Reply
                  Desimihir1371
                  Participant
                    D
                    Desimihir1371
                    OP
                    May 6, 2025 at 2:56 pm
                    Thank you for your advice. I was wondering if thereโ€™s any way I can substantiate the genuine reason behind my decision to cancel the cheque, so that I have supporting evidence should the seller attempt to pursue legal action against me.

                • #1257 Reply
                  Clevereagle2911
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                    Clevereagle2911
                    PARTICIPANT
                    May 6, 2025 at 7:43 pm
                    How did you discover 40k due ?

                    • #1260 Reply
                      Desimihir1371
                      Participant
                        D
                        Desimihir1371
                        OP
                        May 6, 2025 at 7:59 pm
                        the bank can give you the details if you request them

                    • #1256 Reply
                      Wiseking7556
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                        Wiseking7556
                        PARTICIPANT
                        May 9, 2025 at 4:12 am
                        You can ask your bank to not to clear a specific cheque it is called cheque stop I think. They can deposit the cheque N number of times but it won’t be cleared by your bank

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