How to protect assets from husband?

Community Forums Legal Advice India How to protect assets from husband?

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    • #3295 Reply
      Urbanguru9234
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        Urbanguru9234
        PARTICIPANT
        May 3, 2025 at 8:52 am
        Story of a friend X (32f) who’s been married since 5 years to her husband Y (34m) and has a daughter (4f).
        X comes from a bpl family, and hardly had any extra money to spent during her childhood, that trauma resulted in her being overprotective of her money. She works in IT and her investments are around 3cr, she has 2 flats worth 3cr too, and 8 plots of lands worth 3ish cr, she also has several gold sets. Not entirely sure, but her total worth is around 10 CR.
        It was an arrange marriage and despite her denial she was married to this “businessman”. She always said that businessman are risky and the first thing they do is loan out their wives gold jewelry. She has always been against that considering it’s so damn hard to buy gold these days and will be harder in the future. She quickly fell preloans after the marriage due to family pressure.So the guy ran a cattle feed business, it went down. Frankly from a 3rd perspective I think he lacks the skill, he used to let people borrow lakhs on lakhs of feed and asked them to pay back meekly like once or twice. This continued for 3 years and he lost the business. Next thing he did, sold X’s jewelry worth 60-70 lakhs. She has been silently holding a grudge against the entire family, cuz they forced her to. Cuz despite earning more, she has carried the burden of household chores too, that too silently and now has to sell her gold which she did not got from her father. So anyways the next business went down in flames too (tire business ), and the guy managed to get several lakhs of loan on his head.
        Family is pressuring her to sell off her 1 or 2 plots, to pay back the loans, it is around 90lakhs (how do you even manage that), but she is reluctant, cuz she knows he has other business plans too and will start those again right after this gets sorted out.

        The familial stuff will be handled by her and isn’t the major issue. She wants to know that does it becomes her responsibility to pay back those loans, she did not sign anywhere, and those are majorly business and personal loans under his name. But the recovery agents has been hassling even her too on the phone. And when they come to their home, they start dragging her as well saying you work in IT (how do they know), why don’t you pay it.

      • #3306 Reply
        Wiselion6514
        Participant
          W
          Wiselion6514
          PARTICIPANT
          May 3, 2025 at 9:09 am
          Money matters less if husband and in-laws are good people.
          But it’s actually sad to drain out your hard earned money whilst also being villan in eyes of in-laws.

          • #3317 Reply
            Urbanguru9234
            Participant
              U
              Urbanguru9234
              OP
              May 3, 2025 at 9:13 am
              The family is good, atleast from my perspective and she never complained about anything. But she has already lost 60ish lakhs earlier and now 90L. That’s a whopping 1.5 CR total. Plus she’s sure her husband will not stop in future. And they also keep on forcing/nudging her to sell off her land. Not like “you’re a bad bahu, you should be ashamed” but more sweetly like “please beta, he’s in trouble, he’s in depression, please do it for your child’s father etc etc”.

          • #3305 Reply
            Silenthawk3812
            Participant
              S
              Silenthawk3812
              PARTICIPANT
              May 3, 2025 at 9:10 am
              She first needs to speak up second learn to say No and if they force her then file for divorce.

              • #3316 Reply
                Urbanguru9234
                Participant
                  U
                  Urbanguru9234
                  OP
                  May 3, 2025 at 9:15 am
                  Can’t divorce right now, her daughter’s ill and doctor has said any kind of stress can be life threatning.

              • #3304 Reply
                Quickveer2979
                Participant
                  Q
                  Quickveer2979
                  PARTICIPANT
                  May 3, 2025 at 9:25 am
                  And: The value of X is OP.

                  Sorry for the lame joke. I hope you get your solution.

                  • #3315 Reply
                    Urbanguru9234
                    Participant
                      U
                      Urbanguru9234
                      OP
                      May 3, 2025 at 9:28 am
                      I aint married bruh. The day I get 10CR corpus will be the day I’m going to disappear from the face of earth.

                  • #3303 Reply
                    Gopalguy337
                    Participant
                      G
                      Gopalguy337
                      PARTICIPANT
                      May 3, 2025 at 9:27 am
                      strange case to be in. if she is not ready to bail out her husband, she should immediately file for a divorce. what is the point in such a marriage.

                      • #3314 Reply
                        Urbanguru9234
                        Participant
                          U
                          Urbanguru9234
                          OP
                          May 3, 2025 at 9:30 am
                          Can’t divorce right now like I said in another comment. Their child is sick, the doctor has said to not even raise their voices near her. They are keeping the debt thing away from her, not like she’s going to understand much.

                          • #3323 Reply
                            Sujiteagle951
                            Participant
                              S
                              Sujiteagle951
                              PARTICIPANT
                              May 3, 2025 at 10:47 am
                              Since ur very close with ur friend. Can u name her daughter illness

                        • #3302 Reply
                          Rapidthinker7769
                          Participant
                            R
                            Rapidthinker7769
                            PARTICIPANT
                            May 3, 2025 at 9:29 am
                            someone who was BPL is now worth crores in matter of few years while working in IT, how come no body is finding it sussssssssssss?

                            • #3313 Reply
                              Urbanguru9234
                              Participant
                                U
                                Urbanguru9234
                                OP
                                May 3, 2025 at 9:31 am
                                IT services if done right. She’s running a business, not doing a job.

                                • #3322 Reply
                                  Rapidthinker7769
                                  Participant
                                    R
                                    Rapidthinker7769
                                    PARTICIPANT
                                    May 3, 2025 at 9:43 am
                                    Horse shit, mate, horse shit

                                    • #3324 Reply
                                      Urbanguru9234
                                      Participant
                                        U
                                        Urbanguru9234
                                        OP
                                        May 3, 2025 at 9:44 am
                                        I know, I too get jealous of her sometimes. πŸ₯²

                                        • #3326 Reply
                                          Rapidthinker7769
                                          Participant
                                            R
                                            Rapidthinker7769
                                            PARTICIPANT
                                            May 3, 2025 at 9:46 am
                                            What’s her business like?

                                            • #3327 Reply
                                              Urbanguru9234
                                              Participant
                                                U
                                                Urbanguru9234
                                                OP
                                                May 3, 2025 at 9:47 am
                                                Not the question. Can’t disclose like this.

                                                • #3328 Reply
                                                  Vaishalilion430
                                                  Participant
                                                    V
                                                    Vaishalilion430
                                                    PARTICIPANT
                                                    May 3, 2025 at 10:03 am
                                                    Is her name Anuradha? I smell laxmi chit fund.

                                        • #3312 Reply
                                          Vaishalilion430
                                          Participant
                                            V
                                            Vaishalilion430
                                            PARTICIPANT
                                            May 3, 2025 at 10:00 am
                                            My first thought is that. OP is bulshitting to the core.

                                            • #3321 Reply
                                              Urbanguru9234
                                              Participant
                                                U
                                                Urbanguru9234
                                                OP
                                                May 3, 2025 at 10:13 am
                                                Rags to riches exist in India. Meri bhi bhot jalli thi when she told me she has this much money.

                                              • #3320 Reply
                                                Rapidthinker7769
                                                Participant
                                                  R
                                                  Rapidthinker7769
                                                  PARTICIPANT
                                                  May 3, 2025 at 10:17 am
                                                  bc reddit kholtey he dimaag ka sobhda ho jaata hai. Fainkney ki bhi limit hoti hai

                                                • #3319 Reply
                                                  Calmpanda1928
                                                  Participant
                                                    C
                                                    Calmpanda1928
                                                    PARTICIPANT
                                                    May 3, 2025 at 10:49 am
                                                    You mean *crore πŸ˜¬πŸ˜‚

                                              • #3301 Reply
                                                Calmamaya5002
                                                Participant
                                                  C
                                                  Calmamaya5002
                                                  PARTICIPANT
                                                  May 3, 2025 at 10:07 am
                                                  Plan divorce.
                                                  SIMPLE

                                                • #3300 Reply
                                                  Silentashwin2376
                                                  Participant
                                                    S
                                                    Silentashwin2376
                                                    PARTICIPANT
                                                    May 3, 2025 at 10:13 am
                                                    Imagine, she graduated at 22. 10 Cr in 10 years doing IT job is crazy and look top good to be true.

                                                    • #3311 Reply
                                                      Urbanguru9234
                                                      Participant
                                                        U
                                                        Urbanguru9234
                                                        OP
                                                        May 3, 2025 at 10:14 am
                                                        IT business*

                                                        • #3318 Reply
                                                          Silentashwin2376
                                                          Participant
                                                            S
                                                            Silentashwin2376
                                                            PARTICIPANT
                                                            May 3, 2025 at 10:15 am
                                                            Ah, so basically, she runs a small scale service based company where she gets clients from foreign, hire cheap employees and eats commission.

                                                      • #3299 Reply
                                                        Expertvidya3636
                                                        Participant
                                                          E
                                                          Expertvidya3636
                                                          PARTICIPANT
                                                          May 3, 2025 at 10:19 am
                                                          Legally husbands debt is also her debt, divorce too wont change that

                                                        • #3298 Reply
                                                          Clevertiger4560
                                                          Participant
                                                            C
                                                            Clevertiger4560
                                                            PARTICIPANT
                                                            May 3, 2025 at 10:19 am
                                                            Op what is your definition of bpl ?
                                                            Can you define poverty ?

                                                            • #3310 Reply
                                                              Urbanguru9234
                                                              Participant
                                                                U
                                                                Urbanguru9234
                                                                OP
                                                                May 3, 2025 at 10:23 am
                                                                Beyond Premium Lifestyle

                                                              • #3309 Reply
                                                                Urbanguru9234
                                                                Participant
                                                                  U
                                                                  Urbanguru9234
                                                                  OP
                                                                  May 3, 2025 at 10:23 am
                                                                  Billionaire pending list

                                                                • #3308 Reply
                                                                  Urbanguru9234
                                                                  Participant
                                                                    U
                                                                    Urbanguru9234
                                                                    OP
                                                                    May 3, 2025 at 10:23 am
                                                                    Big pockets league

                                                                  • #3307 Reply
                                                                    Urbanguru9234
                                                                    Participant
                                                                      U
                                                                      Urbanguru9234
                                                                      OP
                                                                      May 3, 2025 at 10:24 am
                                                                      Black platinum lifestyle

                                                                  • #3297 Reply
                                                                    Brighthero7316
                                                                    Participant
                                                                      B
                                                                      Brighthero7316
                                                                      PARTICIPANT
                                                                      May 3, 2025 at 10:35 am
                                                                      Fake story BS. Ignore guys.

                                                                      Also she doesn’t need ua to protect. She can go to a court and file a divorce and add anything else extra too if need be.

                                                                      Enough with this BS.

                                                                    • #3296 Reply
                                                                      Urbanknight9782
                                                                      Participant
                                                                        U
                                                                        Urbanknight9782
                                                                        PARTICIPANT
                                                                        May 3, 2025 at 10:37 am
                                                                        Husbands cannot spend stree dhan. Some laws and judgements should be there.

                                                                        If she’s being forced, she can take legal action and claim her 60L back. She can also live separately.

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