- This topic has 44 replies, 30 voices, and was last updated 1 year, 2 months ago by
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DHusband not paying EMI , Nor living together. Not willing to give divorce.
Hi Everyone, I am stuck in a very bad situation. I got married in Feb 2024, things were not going good due to my in-laws and my partner’s financial issues. Due to which he convinced me to lend him a loan of 5 lakhs, he said he will make sure our married life will be smooth if I’ll help him out financially. I took loan on my name and transferred the entire amount. Things weren’t good, we got separated im Aug 2024. After that we have tried multiple times to re-concile , he even put my gold im muthoot finance saying he will be good husband from now onwards. Nothing like that happened but he was paying the EMI. Recently he called me saying that he won’t return any of my money and won’t pay any EMI as well. I had a word with many lawyers, they suggested to go through a mutual divorce. 5 lakh is a huge amount, I just wanted him to pay those EMIs as my salary won’t be sufficient for that. When I asked him for mutual divorce, there is no response. When I approached his parents, his father said ” MUJHSE PUCH KR DIYA THA TUNE ” , EXACTLY in this manner he said it. I am stuck now. I don’t know what to do. There’s no male member in my family, my sister and mother lives alone. If I’ll contest divorce, police will come at home , I belong from a very reputed family. I don’t think so they both will be able to handle it alone. If police will come at my place ? There is a possibility, my landlord will ask me to leave the place. I really don’t know what to do ? When I texted him regarding the EMI REMINDER, He blocked me.
I am being anxious very badly, not able to deal with all this. I don’t know what to do.
FYI : Husband took 30 lakhs of loan on his dad’s name without letting him know and 30 lakhs on his name too.
Every second recovery people calls for the payment.
The loan he took is from CRED APP. -
EForget the 5 lakhs
Choose peace
Think if it as if you have donated to a charity cos he seems like one !Earn more pay off this loan and get rid of trash
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DTrying to switch job for a higher package. My salary credits on the 10th. EMI date is 2th of every month. I requested CRED app people , they said it can’t be changed.
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CIf you’ve made an online payment and have any messages between you and the lawyer discussing your case, then you can maybe report him to the cops for fraud. NAL but someone please advise on lawyers who take money and abscond.
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DAny lawyer that is hired for 5k cannot deal with this case. You are looking at hiring a proper lawyer.
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JWhy the fuck do you keep giving him more money? Are you stupid OP?
He is saying give me money and i will be good husband and you bought it? Like how naive and unworldly do you have to be to believe this. Please find a shrewd lawyer and ffs dont give him more money.
Get a divorce, get the fuck out. Tell your lawyers to send him a legal notice.
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MHire a good lawyer present the case before the court. The court will decide in your favor . Good luck.
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BUnfortunately you will have to go to court for this with a good lawyer.
Some fraud came to stay above us and took multiple loans from different banks and never paid a single EMI. Police and bank officials harassed us for months for their information which we didn’t have because we never even saw them in the first place our doors were always closed and they were there for barely two weeks. Now the owner is fighting in the court to get his home back which was seized by all the banks and it has been difficult for him because of lack of proof.
You will have to fight it out in the court with proofs involved. Start collecting whatever you have and find a really good lawyer and also file for a divorce. If he is refusing to pay the EMI then ask for double the alimony that will cover the loans. Don’t let him go free.
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BYup. Because multiple banks have seized the home because the tenant that used that address in the forms and then fled. So as far as those banks are concerned the house belongs to the fraud not to the owner. It’s a floor. you should just see just how many tapes the entrance to the home has. It has a two door entrance and you name the bank it will have the tape belonging to them. The banks did do any police verification at first before giving the loan and then started harassing us coming along with police after he fled saying what kind of neighbour are you that you know nothing. One day my mom just snapped at the bank officer. They never came back again.
So if the husband had put OPs address and she doesn’t make payments there is a big chance that it can happen
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NWtf…The landlord doesn’t have rent agreement??! How could they let just anyone to stay without a proper rent agreement
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BI don’t know the entire details of the court case. We are not in touch for months. What i do know is banks are making it tough for them. As far as rental agreement is concerned the owners don’t live in the country they are only here for the court case and the leasing was handled through a broker who i think was involved in it because a couple of months later two men and women showed up late at night claiming they lived upstairs and how dared me locked the building entrance from inside. They were drunk and everything and knew they were lying. They were there for one night stand if i got the reading right. Before that couple who did that scam. The owners never had any kind of issues all the tenants were good family people. It makes me think. Did they change the brokers to end up in this condition?
It still doesn’t change that their address is the loan papers and banks are harassing them probably because they can’t reach the fraud
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NIf landlord gets a good lawyer they can sue bank for harassment and the broker for fraud. First thing they should have done is filling an FIR in police station against the runaway tenants…
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L1. For money issue, if you have the proof – goto police station. They can use their power and can get your money in the station itself. Or your husband can be taken to court as per your complaint.
2. For Divorced, goto court through a lawyer. And, no, police will not come to your home when it is divorce case. Why will they come? -
APost this in lawyer forum of Reddit. May be some lawyers can give you some insight.
Don’t trust people online. Meet them see their shop or work space. And then only do any money transactions. Also be a strong spoken person. Because a lot of people are gonna dupe you if you be nice and naive. If not anything act to be everything other than naive.
Don’t make any transactions in cash. And try to connect to your in-laws and husband and collect as much as evidence of any kind you can. A fir will be good to on your husband’s name. Don’t be scared of police coming to your home. Go to police station with some men in your family you can really trust. Can tell them your case.
Best of luck ! May you get justice !
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PFile a maintenance case asking him to pay maintenance that covers EMI amount or little over that. If the court orders the same, he will have a legal order to pay you that money. At present he has nothing binding on him to be like that. You can ask for maintenance without seeking divorce. [https://divorcebylaw.com/maintenance/](https://divorcebylaw.com/maintenance/)
You can also file Restitution of Conjugal Rights case where you are asking him to get back to you. [https://divorcebylaw.com/restitution-of-conjugal-rights/](https://divorcebylaw.com/restitution-of-conjugal-rights/)
If you feel it is not worth living with him, file a Contested Divorce case on the ground of financial and emotional cruelty. [https://divorcebylaw.com/best-contested-divorce-lawyers-in-bangalore/](https://divorcebylaw.com/best-contested-divorce-lawyers-in-bangalore/)
For further clarification contact us [https://g.co/kgs/VQx9CLy](https://g.co/kgs/VQx9CLy)
**Disclaimer:** In the absence of all the facts of the case, the comments given may not be the best solution for your case. One on one consultation with a legal counsel/ advocate is advised to get better guidance.
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UI’m feeling sorry to hear sich stories. He knows you’re vulnerable and have no dependable men in your family.
I’m some who married my wife without any dowry or financial help. So it’s saddening to hear such men exploiting vulnerable women.
Hire a good lawyer and teach him a good lesson. Take alimony from such lowlife men, it’s ok.
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