I got scammed into opening a joint account. And taking 3L on my name

[User_b909761c]

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User_b909761c
PARTICIPANT
March 4, 2025 at 5:07 pm

So here is the story. Last year a friend of mine came to me for help. He said he needed a surety to take a loan. So I gave him my signature on paper. After some time out relationship became bad. So i checked my account. To horror my bank manager told me that I have taken a 3L loan with my friend in a joint account. Now he is not paying it back. What can I do please help.

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[Mightykomal1002]

M

Mightykomal1002
PARTICIPANT
March 4, 2025 at 5:26 pm

What’s the horror here ? Does not matter if it was a joint loan account or surety, you’d be responsible if he didn’t pay

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[Ramyafalcon73]

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Ramyafalcon73
PARTICIPANT
March 4, 2025 at 5:38 pm

Fact 1: He is not your friend. So get out of this illusion.
Fact 2: You are screwed. No matter how you settle this, all the ways will drain you mentally and monetarily.

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[Arushbear312]

A

Arushbear312
PARTICIPANT
March 4, 2025 at 7:33 pm

One thing to remember you signed and give it to your friend. So you accept whatever he does with that paper. What made you think he won’t misuse it

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[Dhruvibear738]

D

Dhruvibear738
PARTICIPANT
March 4, 2025 at 7:54 pm

Sir you signed a paper without reading it, I think you should stop calling that person a friend and get your brain checked by someone.

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