I need help: I am receiving spam calls using my name and asking me to repay a loan

[User_527af2d1]

U

User_527af2d1
PARTICIPANT
February 22, 2025 at 10:37 am

For last 6 months ,
I am receiving repeatedly spam calls ,
They are asking me to repay a loan.

They are saying that someone took a loan and added my phone number as secondary number and it can impact my CIBIL score.

I feel like a scam is happening with me , can anyone please help me how I can raise a complaint and check loans linked to my CIBIL as well.

🙏

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[Expertfox3531]

E

Expertfox3531
PARTICIPANT
February 22, 2025 at 10:47 am

Not a lawyer

Better to change your number

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[User_527af2d1]

U

User_527af2d1
OP
February 22, 2025 at 10:50 am

I can’t possibly change my permanent number.

Also, why should I change my number ??

A fraud is happening and I want to complain

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[Expertfox3531]

E

Expertfox3531
PARTICIPANT
February 22, 2025 at 10:51 am

You are right, instead of escaping you have decided to face it headon.

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[Saratseeker418]

S

Saratseeker418
PARTICIPANT
February 22, 2025 at 11:27 am

Firstly file a complaint on CPGRAMS alleging harassment by the bank . Record a few conversations for this purpose. Mention that the call is being recorded. Make sure you have some documentation that proves that the phone no is yours.

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[User_527af2d1]

U

User_527af2d1
OP
February 22, 2025 at 1:13 pm

Thanks , can you please guide me about how to do it?

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[Saratseeker418]

S

Saratseeker418
PARTICIPANT
February 22, 2025 at 1:29 pm

You’re getting calls correct? When someone calls tell them you’re recording the call and record the call.
Collect a couple of recordings.

Go to this site [of CPGRAMS ](https://pgportal.gov.in/). Register and then raise a complaint

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[User_527af2d1]

U

User_527af2d1
OP
February 22, 2025 at 2:06 pm

Ok, thank you 👍

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[User_224a562f]

U

User_224a562f
PARTICIPANT
February 22, 2025 at 11:28 am

Check your CIBIL report for any loans you cannot identify.

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[User_527af2d1]

U

User_527af2d1
OP
February 22, 2025 at 1:13 pm

Thank you, can you please tell me from where I can check this details?

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[User_224a562f]

U

User_224a562f
PARTICIPANT
February 22, 2025 at 1:35 pm

Go to the CIBIL website. There should be a section for CIBIL report. You’re allowed to request one free report per year.

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[User_527af2d1]

U

User_527af2d1
OP
February 22, 2025 at 2:06 pm

Thank you

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[Wiselion6514]

W

Wiselion6514
PARTICIPANT
February 23, 2025 at 10:21 pm

Check Cibil, CRIF, Experian – all three reports
Cibil and Experian can be checked via one score app.
CRIF via MoneyControl.
File a report at RBI Ombudsman if that NBFC falls under RBI.

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[User_527af2d1]

U

User_527af2d1
OP
February 24, 2025 at 4:30 am

Thank you

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