Community › Forums › Legal Advice India › Lazypay Threatening messages.
- This topic has 11 replies, 10 voices, and was last updated 1 year, 4 months ago by
Epicrajendra5182.
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UUser_7cce2936
PARTICIPANT
February 1, 2025 at 10:55 amI haven’t paid my lazypay amount flr which I have been getting many phone calls and multiple msgs a day. But recently the phonecalls reduced but the msgs keep coming now and then.But today something new happened I got a msg saying pay the bill otherwise field agent will go to my house. I didn’t even do the KYC and dont remember giving my address in the app. Can they really know my address? What should I do? I cannot repay the money. The amount is 850 rupees.
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EEpicrajendra5182
PARTICIPANT
February 1, 2025 at 11:06 amKya bhai, 850 bhi nai bharna? Bhool gaye wk din jab Lazypay ne aapko help kiya tha?Agar CIBIL mein ye transaction record ho gaya to jindgi bhar ka daag reh jayega. Bhardo agar unka hai to.
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MMegafox4760
PARTICIPANT
February 1, 2025 at 1:16 pmIt will show up in CIBIL as PayU Finance. OP is astronomically fucked, all for 850 Rs.-
EEpicrajendra5182
PARTICIPANT
February 1, 2025 at 1:26 pmBhai, cibi mein naam bhi aa jaye to bhi thik but agle kuch saalo mein cibil dekhke rishte pakke ho ne lage to?Ladki ka baap bol dega ki sala rs. 850 ni de sakta rs. 8500 ghar ka bhada kaise bharega π
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SShashankhero402
PARTICIPANT
February 1, 2025 at 11:17 amIf they have your adhaar/bank details, they’ll know your address. -
RRapidaryan9714
PARTICIPANT
February 1, 2025 at 11:27 am850 ke liye itne calls/ credit score kharab mat karo, but at the same time if you don’t want to pay- you can keep blocking their numbers, as long you didn’t share aadhar/correct address, but location access granting/contact list granting in the app might cause problems-
EExpertsarang2012
PARTICIPANT
February 1, 2025 at 11:48 amThese apps ask for location access the first time itself and don’t proceed further without getting all permissions.They obviously have recorded all locations where he has ever set foot. He should definitely pay it back.
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RRapidaryan9714
PARTICIPANT
February 1, 2025 at 12:50 pmUnless he’s using some form of location spoofing, you can’t assume, OR if he took the loan when’s he’s in City X and then defaulted and then deleted the app and all data from his device, then moved to City Y, even a change of locality beyond a certain distance will make it extremely difficult for Lazypay, Last I checked Aadhar/PAN were not mandatory in Lazy pay.
And even we consider that Lazypay has all his location, no one will schedule home visit for 850/- rupees.
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VVikasknight404
PARTICIPANT
February 1, 2025 at 1:21 pmYour ckyc already has all your kyc data. LazyPay is not some free money scheme. You can’t just take a loan and not repay it back. -
LLuckywolf8516
PARTICIPANT
February 1, 2025 at 9:24 pmYou’ve established you’re a thief. But 850 rs? You should have gone for a bigger score. -
AAnshdude617
PARTICIPANT
February 2, 2025 at 1:53 amWhen you setup your account first thing they do is do your KYC, so they definitely have your address. They would not lend you money without your contact details. For βΉ850, you have just ruined your CIBIL score and credit history. If you have the money to recharge your phone for internet ,and use Reddit. You have means to pay the bill. You can call their customer service and agree on partial payments with heavy penalties. Donβt take loans if you donβt have intention to pay back. Legally you have no recourse. -
SSoniaeagle333
PARTICIPANT
February 2, 2025 at 5:00 pm850 ke liye kyun bkchodi kar raha hai bhai ?
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