My brother took KCC loan on ancestral land without informing no one.

[User_a0ffa1af]

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User_a0ffa1af
PARTICIPANT
March 8, 2025 at 4:27 am

I come from a middle-class family and am the second eldest of six brothers and one sister. My mother is still alive, and we practice Islam. My father owned approximately 24 bigha of land. Sadly, he passed away last year, and I attended his funeral after being away for 20 years. I had limited interaction with my family during this time. Recently, I discovered that my youngest brother took a KCC loan without informing anyone, and the land is in my mother’s name. I’m unsure how to proceed. Please help.

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[Coolwolf2694]

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Coolwolf2694
PARTICIPANT
March 8, 2025 at 4:35 am

Did your mother sign any agreement ? Who was the lender was it from a proper bank ?

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[User_a0ffa1af]

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User_a0ffa1af
OP
March 8, 2025 at 4:43 am

Yes, Its from Sarva Up Gramin Bank

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[Coolwolf2694]

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Coolwolf2694
PARTICIPANT
March 8, 2025 at 4:44 am

Can she read and understand the agreement ? If yes why did she sign that

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[User_a0ffa1af]

U

User_a0ffa1af
OP
March 8, 2025 at 4:47 am

no she is illiterate

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[Coolwolf2694]

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Coolwolf2694
PARTICIPANT
March 8, 2025 at 4:51 am

Nal But I think yu can file a case on those grounds but that will throwaway ng your brother under the bus , attract fraud charge on him , and I would say this whether you think its worth it or not you hv to decide.

Yes he has deceived you but think it through

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[User_a0ffa1af]

U

User_a0ffa1af
OP
March 8, 2025 at 4:55 am

main motive of mine is here to get my share of property and let him pay for the loan .. is there anything i can do in this matter.

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[Coolwolf2694]

C

Coolwolf2694
PARTICIPANT
March 8, 2025 at 4:59 am

You legally have no share the property is in your mother’s name so no you can’t. Also first look after yur mother needs and how your mother will get affected.

Is this a major chunk of her assets ? Is it important to her for survival , thats what you should focus on …

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[User_ef3f0df8]

U

User_ef3f0df8
PARTICIPANT
March 8, 2025 at 6:02 am

The government should make a law to prohibit the likes of you to inherit any share of property because you haven’t been at home and haven’t performed any duties of being a son to your parents but you come as a leech to demand your share of property after the death of your father.
If you’ve any iota of self respect, you would have given your share to the brother/sister who took care of your parents.

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[Rashmistar792]

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Rashmistar792
PARTICIPANT
March 8, 2025 at 6:43 am

Lol exactly. And he has no share in the property because it is in his mother’s name and thus not a joint property.
You cannot seek any shares till your mother is alive.

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[Smartshravya2385]

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Smartshravya2385
PARTICIPANT
March 8, 2025 at 7:15 am

Maybe he was somewhere else making money for the family?

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[Pratikstar360]

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Pratikstar360
PARTICIPANT
March 8, 2025 at 4:39 am

loan from ancestral land is really hard how did he managed to get it

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[User_a0ffa1af]

U

User_a0ffa1af
OP
March 8, 2025 at 4:44 am

Don’t now/ he might have forced my mother to sign i don’t know about it ..

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[Calmsmriti9199]

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Calmsmriti9199
PARTICIPANT
March 8, 2025 at 5:04 am

Something is not adding up. Loan for ancestral land would need to be guaranteed to by all inheritors especially for people practising Islam as everyone has equal rights. Your brother has probably done some fraud

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[Pratikstar360]

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Pratikstar360
PARTICIPANT
March 9, 2025 at 7:59 am

all brother, father brother grandpa brother his children every one need to sign even OP you yourself need to sign if u were 18+ at time

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[Supershark7202]

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Supershark7202
PARTICIPANT
March 8, 2025 at 6:38 am

You were away for 20 years from your family, came back after your father’s death and asking for a share? How good is your relationship with your mother and siblings? Would she be ok giving you a share?

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[User_a0ffa1af]

U

User_a0ffa1af
OP
March 8, 2025 at 7:00 am

I’d like to clarify that I’m not the one requesting a share. I’ve attempted to contact my mother multiple times, but she hasn’t returned my calls. Upon my return for the funeral, she pretended to be ill. Additionally, one of my younger brothers has asked me to handle this situation as none of my other siblings want to be on bad terms with the brother who took out the loan.

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[Neelamking730]

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Neelamking730
PARTICIPANT
March 8, 2025 at 9:27 am

KCC can be taken without collateral also upto 2 lakh. If it’s a higher amount and the land is in your mother’s name he can’t use it as a collateral unless she enters into an agreement with him . I don’t think there is anything you can do if this is the case

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[Happyfalcon3493]

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Happyfalcon3493
PARTICIPANT
March 8, 2025 at 11:17 am

You were away from your family for 20 years now you want to take control of the property

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