Community › Forums › Legal Advice India › My classmate borrowed money from me and he’s ghosting me and I’ve been penalized.
- This topic has 39 replies, 13 voices, and was last updated 1 year, 4 months ago by
User_3115c99a.
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UUser_cd7db0e2
PARTICIPANT
February 23, 2025 at 6:18 pm5 days ago my classmate borrowed **4000** rupees saying he urgently needed it as he got caught by police for some issue. He said that he could not withdraw from him trading account so he needed it urgently and promised to return **ASAP**.Only because told ASAP I sent him money. He keeps telling today and tomorrow but now he’s not **even picking my calls**. I got a message from my bank that i will be charged for not maintaining minimum balance. Today morning I had called him usually for the money and he’s dad picked and I used the chance and I told his dad that he owe’s me money and explained everything that happened and the reason he borrowed money from me.It’s almost the month end and every penny is important to me as a college student and seems like i cannot survive this month without that money as I stay alone and I can manage for food 1-2 days maximum. He later started abusing me today by afternoon that why did I complain to his dad about the money. Then again i warned him to give the cash and again he’s not picking any of my calls and replying my messages too. **Tomorrow is my last exam if I cannot catch hold of him IRL, literally the whole month I’ll have to suffer**. I’ve learnt one fine lesson that i shouldn’t help anyone no matter the reason. Kindly tell guide me to get my money back from him people.**Thanks in advance!**
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UUser_3115c99a
PARTICIPANT
February 23, 2025 at 6:28 pmCall 1930 and lodge a complaint-
UUser_cd7db0e2
OP
February 23, 2025 at 6:30 pmThey just pick and cut the call after saying hello-
UUser_3115c99a
PARTICIPANT
February 23, 2025 at 6:30 pmThen visit cybercrime.gov.in and lodge a complaint or visit bank and raise a chargeback request-
UUser_cd7db0e2
OP
February 23, 2025 at 6:33 pmI called them,they told if you know the person personally you have to file a complaint in the police station and they will call the guy.
Man being honest if I go to police station and file a complaint it will be a big scene and also these police won’t do it for free there only my 1-2k will spent for police to make few calls-
UUser_3115c99a
PARTICIPANT
February 23, 2025 at 6:34 pmJust write a letter to banks customer care or grievance redressal and ask them to raise a chargeback-
UUser_cd7db0e2
OP
February 24, 2025 at 12:15 pmThanks a lot for your help,I took his watch as collateral so he will be returning by March 10th-
UUser_3115c99a
PARTICIPANT
February 24, 2025 at 12:33 pmAnytime bro๐
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UUser_3f9326b7
PARTICIPANT
February 23, 2025 at 6:32 pmLocate where he hangs out publicly, and when he’s out, have someone else ask to use his phone for an emergency call, then discreetly take it. This could give you some leverageโjust a thought to work with.-
UUser_cd7db0e2
OP
February 23, 2025 at 6:34 pmThanks mate will do -
MMightysmriti3638
PARTICIPANT
February 23, 2025 at 7:14 pmWah wah, kya plan banaya hai. I should hire you as a strategy consultant.
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UUser_5ec9e70a
PARTICIPANT
February 23, 2025 at 6:58 pmif he would want to return, he would have especially after his father getting to know
4k wont be worth the hassle for any complaint in any police department
maybe consider this as a lesson and move one so that you are atleast stress free-
UUser_cd7db0e2
OP
February 23, 2025 at 7:15 pmHopefully he’ll return but I don’t wanna move on man. That is very big money for me, literally i could survive a month or more with that money for my food. I don’t wanna tell my parents about this usually they send me money during 1st week of the month only-
UUser_5ec9e70a
PARTICIPANT
February 23, 2025 at 7:18 pmstaying in hope is good, but excessive hope is bad
rn ask your parents for money if you low on cash, if your friend returns the amount- send the money back to your parents-
UUser_cd7db0e2
OP
February 23, 2025 at 7:19 pmRight sir will do it but I know they’re gonna just thrash me over call-
UUser_5ec9e70a
PARTICIPANT
February 23, 2025 at 7:23 pmarey bro i dont deserve ‘sir’๐ญ
am a teen ๐คก
i should call you sir instead heheh
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BBrightthinker9189
PARTICIPANT
February 23, 2025 at 11:47 pmHe has no plans to return… get back to reality
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DDesihawk653
PARTICIPANT
February 23, 2025 at 7:03 pmLife lessons of lending money-
UUser_cd7db0e2
OP
February 23, 2025 at 7:13 pmNever again.
I would have been the only person who is begging someone for my own money-
UUser_224a562f
PARTICIPANT
February 24, 2025 at 4:54 amSadly, it’s more common that you’d think.
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BBrightthinker9189
PARTICIPANT
February 23, 2025 at 11:46 pmcall his dad again, no other solution.-
SSuperstar8277
PARTICIPANT
February 24, 2025 at 3:39 amI don’t think he has the dad’s number, the dad just happened to answer the friends phone call that one time.-
UUser_cd7db0e2
OP
February 24, 2025 at 5:51 amYes he was sleeping and his dad picked apparently-
BBrightthinker9189
PARTICIPANT
February 24, 2025 at 5:01 pmAm sure common friends will know where he stay. Just walk to his home and have a chat with his dad.-
UUser_cd7db0e2
OP
February 24, 2025 at 5:03 pmHe’s not that close friend just a classmate-
BBrightthinker9189
PARTICIPANT
February 24, 2025 at 5:06 pmHow does it matter ? Goal is to take money back-
UUser_cd7db0e2
OP
February 24, 2025 at 5:12 pmI took away his iwatch he will give me my money by March 10th
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IIndiansatyendra1489
PARTICIPANT
February 24, 2025 at 3:50 amYou have Swiggy zomato at your place? If yes then Iโll donate you 2k coupon so that you can manage your food expenses. Forget this money. If it comes back then good. Never mix finance with friendship. Hard lessons of life we all learn. If you have to do it then always involve their parents or your parents as witness. That will make it easy.-
UUser_cd7db0e2
OP
February 24, 2025 at 4:00 amExactly lesson learnt.
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AAnshguru984
PARTICIPANT
February 24, 2025 at 3:52 amGo to his house straightaway if u know it with your father-
UUser_cd7db0e2
OP
February 24, 2025 at 4:04 amWill do that today!-
CChandanhawk951
PARTICIPANT
February 24, 2025 at 5:46 amKeep us update-
UUser_cd7db0e2
OP
February 24, 2025 at 5:47 amI will be taking his parents contacts from HOD today.
Will update-
CChandanhawk951
PARTICIPANT
February 24, 2025 at 5:50 amThat guy scum fr…how can anyone do that,he probably lost your money in treading shit-
UUser_cd7db0e2
OP
February 24, 2025 at 5:55 amHe took 1-2k from other guys in college too and never returned all these i enquired once he started playing games with me
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UUser_cd7db0e2
OP
February 24, 2025 at 12:14 pmUpdate : i caught him and took away his phone and he did not have any money currently with him so I took iWatch and will have it myself untill he returns it. He has promised to pay back by March 10th-
CChandanhawk951
PARTICIPANT
February 24, 2025 at 12:18 pmDang he had I watch …the best thing you did…now listed this I watch on OLX …get 2-4 ppls in touch until 10th March,if he didn’t pay you…sell it-
UUser_cd7db0e2
OP
February 24, 2025 at 12:19 pmMan you got some crazy Brain
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UUser_c03ac33d
PARTICIPANT
February 24, 2025 at 12:11 pmYou gave 4k to your friend and I gave 30k to my friend in need. Experience has its own charges to be paid-
UUser_cd7db0e2
OP
February 24, 2025 at 12:12 pmRight
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