My classmate borrowed money from me and he’s ghosting me and I’ve been penalized.

Community Forums Legal Advice India My classmate borrowed money from me and he’s ghosting me and I’ve been penalized.

Viewing 8 reply threads
  • Author
    Posts
    • #48252 Reply
      User_cd7db0e2
      Participant
        U
        User_cd7db0e2
        PARTICIPANT
        February 23, 2025 at 6:18 pm
        5 days ago my classmate borrowed **4000** rupees saying he urgently needed it as he got caught by police for some issue. He said that he could not withdraw from him trading account so he needed it urgently and promised to return **ASAP**.Only because told ASAP I sent him money. He keeps telling today and tomorrow but now he’s not **even picking my calls**. I got a message from my bank that i will be charged for not maintaining minimum balance. Today morning I had called him usually for the money and he’s dad picked and I used the chance and I told his dad that he owe’s me money and explained everything that happened and the reason he borrowed money from me.It’s almost the month end and every penny is important to me as a college student and seems like i cannot survive this month without that money as I stay alone and I can manage for food 1-2 days maximum. He later started abusing me today by afternoon that why did I complain to his dad about the money. Then again i warned him to give the cash and again he’s not picking any of my calls and replying my messages too. **Tomorrow is my last exam if I cannot catch hold of him IRL, literally the whole month I’ll have to suffer**. I’ve learnt one fine lesson that i shouldn’t help anyone no matter the reason. Kindly tell guide me to get my money back from him people.

        **Thanks in advance!**

      • #48260 Reply
        User_3115c99a
        Participant
          U
          User_3115c99a
          PARTICIPANT
          February 23, 2025 at 6:28 pm
          Call 1930 and lodge a complaint

          • #48269 Reply
            User_cd7db0e2
            Participant
              U
              User_cd7db0e2
              OP
              February 23, 2025 at 6:30 pm
              They just pick and cut the call after saying hello

              • #48275 Reply
                User_3115c99a
                Participant
                  U
                  User_3115c99a
                  PARTICIPANT
                  February 23, 2025 at 6:30 pm
                  Then visit cybercrime.gov.in and lodge a complaint or visit bank and raise a chargeback request

                  • #48280 Reply
                    User_cd7db0e2
                    Participant
                      U
                      User_cd7db0e2
                      OP
                      February 23, 2025 at 6:33 pm
                      I called them,they told if you know the person personally you have to file a complaint in the police station and they will call the guy.
                      Man being honest if I go to police station and file a complaint it will be a big scene and also these police won’t do it for free there only my 1-2k will spent for police to make few calls

                      • #48285 Reply
                        User_3115c99a
                        Participant
                          U
                          User_3115c99a
                          PARTICIPANT
                          February 23, 2025 at 6:34 pm
                          Just write a letter to banks customer care or grievance redressal and ask them to raise a chargeback

                          • #48289 Reply
                            User_cd7db0e2
                            Participant
                              U
                              User_cd7db0e2
                              OP
                              February 24, 2025 at 12:15 pm
                              Thanks a lot for your help,I took his watch as collateral so he will be returning by March 10th

                              • #48291 Reply
                                User_3115c99a
                                Participant
                                  U
                                  User_3115c99a
                                  PARTICIPANT
                                  February 24, 2025 at 12:33 pm
                                  Anytime bro๐Ÿ‘

                    • #48259 Reply
                      User_3f9326b7
                      Participant
                        U
                        User_3f9326b7
                        PARTICIPANT
                        February 23, 2025 at 6:32 pm
                        Locate where he hangs out publicly, and when he’s out, have someone else ask to use his phone for an emergency call, then discreetly take it. This could give you some leverageโ€”just a thought to work with.

                        • #48268 Reply
                          User_cd7db0e2
                          Participant
                            U
                            User_cd7db0e2
                            OP
                            February 23, 2025 at 6:34 pm
                            Thanks mate will do

                          • #48267 Reply
                            Mightysmriti3638
                            Participant
                              M
                              Mightysmriti3638
                              PARTICIPANT
                              February 23, 2025 at 7:14 pm
                              Wah wah, kya plan banaya hai. I should hire you as a strategy consultant.

                          • #48258 Reply
                            User_5ec9e70a
                            Participant
                              U
                              User_5ec9e70a
                              PARTICIPANT
                              February 23, 2025 at 6:58 pm
                              if he would want to return, he would have especially after his father getting to know
                              4k wont be worth the hassle for any complaint in any police department
                              maybe consider this as a lesson and move one so that you are atleast stress free

                              • #48266 Reply
                                User_cd7db0e2
                                Participant
                                  U
                                  User_cd7db0e2
                                  OP
                                  February 23, 2025 at 7:15 pm
                                  Hopefully he’ll return but I don’t wanna move on man. That is very big money for me, literally i could survive a month or more with that money for my food. I don’t wanna tell my parents about this usually they send me money during 1st week of the month only

                                  • #48274 Reply
                                    User_5ec9e70a
                                    Participant
                                      U
                                      User_5ec9e70a
                                      PARTICIPANT
                                      February 23, 2025 at 7:18 pm
                                      staying in hope is good, but excessive hope is bad
                                      rn ask your parents for money if you low on cash, if your friend returns the amount- send the money back to your parents

                                      • #48279 Reply
                                        User_cd7db0e2
                                        Participant
                                          U
                                          User_cd7db0e2
                                          OP
                                          February 23, 2025 at 7:19 pm
                                          Right sir will do it but I know they’re gonna just thrash me over call

                                          • #48284 Reply
                                            User_5ec9e70a
                                            Participant
                                              U
                                              User_5ec9e70a
                                              PARTICIPANT
                                              February 23, 2025 at 7:23 pm
                                              arey bro i dont deserve ‘sir’๐Ÿ˜ญ
                                              am a teen ๐Ÿคก
                                              i should call you sir instead heheh

                                        • #48273 Reply
                                          Brightthinker9189
                                          Participant
                                            B
                                            Brightthinker9189
                                            PARTICIPANT
                                            February 23, 2025 at 11:47 pm
                                            He has no plans to return… get back to reality

                                      • #48257 Reply
                                        Desihawk653
                                        Participant
                                          D
                                          Desihawk653
                                          PARTICIPANT
                                          February 23, 2025 at 7:03 pm
                                          Life lessons of lending money

                                          • #48265 Reply
                                            User_cd7db0e2
                                            Participant
                                              U
                                              User_cd7db0e2
                                              OP
                                              February 23, 2025 at 7:13 pm
                                              Never again.
                                              I would have been the only person who is begging someone for my own money

                                              • #48272 Reply
                                                User_224a562f
                                                Participant
                                                  U
                                                  User_224a562f
                                                  PARTICIPANT
                                                  February 24, 2025 at 4:54 am
                                                  Sadly, it’s more common that you’d think.

                                            • #48256 Reply
                                              Brightthinker9189
                                              Participant
                                                B
                                                Brightthinker9189
                                                PARTICIPANT
                                                February 23, 2025 at 11:46 pm
                                                call his dad again, no other solution.

                                                • #48264 Reply
                                                  Superstar8277
                                                  Participant
                                                    S
                                                    Superstar8277
                                                    PARTICIPANT
                                                    February 24, 2025 at 3:39 am
                                                    I don’t think he has the dad’s number, the dad just happened to answer the friends phone call that one time.

                                                    • #48271 Reply
                                                      User_cd7db0e2
                                                      Participant
                                                        U
                                                        User_cd7db0e2
                                                        OP
                                                        February 24, 2025 at 5:51 am
                                                        Yes he was sleeping and his dad picked apparently

                                                        • #48278 Reply
                                                          Brightthinker9189
                                                          Participant
                                                            B
                                                            Brightthinker9189
                                                            PARTICIPANT
                                                            February 24, 2025 at 5:01 pm
                                                            Am sure common friends will know where he stay. Just walk to his home and have a chat with his dad.

                                                            • #48283 Reply
                                                              User_cd7db0e2
                                                              Participant
                                                                U
                                                                User_cd7db0e2
                                                                OP
                                                                February 24, 2025 at 5:03 pm
                                                                He’s not that close friend just a classmate

                                                                • #48288 Reply
                                                                  Brightthinker9189
                                                                  Participant
                                                                    B
                                                                    Brightthinker9189
                                                                    PARTICIPANT
                                                                    February 24, 2025 at 5:06 pm
                                                                    How does it matter ? Goal is to take money back

                                                                    • #48290 Reply
                                                                      User_cd7db0e2
                                                                      Participant
                                                                        U
                                                                        User_cd7db0e2
                                                                        OP
                                                                        February 24, 2025 at 5:12 pm
                                                                        I took away his iwatch he will give me my money by March 10th

                                                          • #48255 Reply
                                                            Indiansatyendra1489
                                                            Participant
                                                              I
                                                              Indiansatyendra1489
                                                              PARTICIPANT
                                                              February 24, 2025 at 3:50 am
                                                              You have Swiggy zomato at your place? If yes then Iโ€™ll donate you 2k coupon so that you can manage your food expenses. Forget this money. If it comes back then good. Never mix finance with friendship. Hard lessons of life we all learn. If you have to do it then always involve their parents or your parents as witness. That will make it easy.

                                                              • #48263 Reply
                                                                User_cd7db0e2
                                                                Participant
                                                                  U
                                                                  User_cd7db0e2
                                                                  OP
                                                                  February 24, 2025 at 4:00 am
                                                                  Exactly lesson learnt.

                                                              • #48254 Reply
                                                                Anshguru984
                                                                Participant
                                                                  A
                                                                  Anshguru984
                                                                  PARTICIPANT
                                                                  February 24, 2025 at 3:52 am
                                                                  Go to his house straightaway if u know it with your father

                                                                  • #48262 Reply
                                                                    User_cd7db0e2
                                                                    Participant
                                                                      U
                                                                      User_cd7db0e2
                                                                      OP
                                                                      February 24, 2025 at 4:04 am
                                                                      Will do that today!

                                                                      • #48270 Reply
                                                                        Chandanhawk951
                                                                        Participant
                                                                          C
                                                                          Chandanhawk951
                                                                          PARTICIPANT
                                                                          February 24, 2025 at 5:46 am
                                                                          Keep us update

                                                                          • #48277 Reply
                                                                            User_cd7db0e2
                                                                            Participant
                                                                              U
                                                                              User_cd7db0e2
                                                                              OP
                                                                              February 24, 2025 at 5:47 am
                                                                              I will be taking his parents contacts from HOD today.
                                                                              Will update

                                                                              • #48282 Reply
                                                                                Chandanhawk951
                                                                                Participant
                                                                                  C
                                                                                  Chandanhawk951
                                                                                  PARTICIPANT
                                                                                  February 24, 2025 at 5:50 am
                                                                                  That guy scum fr…how can anyone do that,he probably lost your money in treading shit

                                                                                  • #48287 Reply
                                                                                    User_cd7db0e2
                                                                                    Participant
                                                                                      U
                                                                                      User_cd7db0e2
                                                                                      OP
                                                                                      February 24, 2025 at 5:55 am
                                                                                      He took 1-2k from other guys in college too and never returned all these i enquired once he started playing games with me

                                                                                • #48276 Reply
                                                                                  User_cd7db0e2
                                                                                  Participant
                                                                                    U
                                                                                    User_cd7db0e2
                                                                                    OP
                                                                                    February 24, 2025 at 12:14 pm
                                                                                    Update : i caught him and took away his phone and he did not have any money currently with him so I took iWatch and will have it myself untill he returns it. He has promised to pay back by March 10th

                                                                                    • #48281 Reply
                                                                                      Chandanhawk951
                                                                                      Participant
                                                                                        C
                                                                                        Chandanhawk951
                                                                                        PARTICIPANT
                                                                                        February 24, 2025 at 12:18 pm
                                                                                        Dang he had I watch …the best thing you did…now listed this I watch on OLX …get 2-4 ppls in touch until 10th March,if he didn’t pay you…sell it

                                                                                        • #48286 Reply
                                                                                          User_cd7db0e2
                                                                                          Participant
                                                                                            U
                                                                                            User_cd7db0e2
                                                                                            OP
                                                                                            February 24, 2025 at 12:19 pm
                                                                                            Man you got some crazy Brain

                                                                                • #48253 Reply
                                                                                  User_c03ac33d
                                                                                  Participant
                                                                                    U
                                                                                    User_c03ac33d
                                                                                    PARTICIPANT
                                                                                    February 24, 2025 at 12:11 pm
                                                                                    You gave 4k to your friend and I gave 30k to my friend in need. Experience has its own charges to be paid

                                                                                    • #48261 Reply
                                                                                      User_cd7db0e2
                                                                                      Participant
                                                                                        U
                                                                                        User_cd7db0e2
                                                                                        OP
                                                                                        February 24, 2025 at 12:12 pm
                                                                                        Right

                                                                                  Viewing 8 reply threads
                                                                                  Reply To: Reply #48260 in My classmate borrowed money from me and he’s ghosting me and I’ve been penalized.
                                                                                  Your information:




                                                                                  Cancel