Paid ₹1999 via UPI to Instagram seller, got blocked after payment, what legal recourse do I have?

[User_5afd13dd]

U

User_5afd13dd
PARTICIPANT
May 5, 2026 at 6:44 pm

I’m based in the UK but paid ₹1999 to an Instagram-based service provider in India through UPI.

Details:

– Recipient name shown: Ankita Borah

– UPI ID: angkitaborah33@okaxis

– Bank linked appeared to be

– Payment was made successfully

After receiving payment:

– communication stopped

– I was blocked

– I can no longer contact them

I have:

– payment proof

– transaction reference number

– screenshots of chats

– proof that I was blocked

I’ve already reported it to and contacted my bank.

My question:

Given this is a relatively small amount, is there any realistic legal route left in India, or should I treat this as a loss and move on?

Also, can banks take action against the recipient if multiple complaints are made? I am worried that account is scamming multiple people.

Share

[User_ec85bd50]

U

User_ec85bd50
PARTICIPANT
May 5, 2026 at 6:53 pm

Report to national cyber crime portal.

Share

[User_5afd13dd]

U

User_5afd13dd
OP
May 5, 2026 at 6:55 pm

That portal wont work. It keeps sending OTP and keeps redirecting.

Share

[Author]

Posts