PNB ATM Withdrawal Issue: Money Deducted, But Not Dispensed – No Resolution So Far

Community Forums Legal Advice India PNB ATM Withdrawal Issue: Money Deducted, But Not Dispensed – No Resolution So Far

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    • #56483 Reply
      User_aa8df9fb
      Participant
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        User_aa8df9fb
        PARTICIPANT
        February 10, 2025 at 3:11 pm
        Hi everyone,

        I’m facing a frustrating issue with my PNB account and hoping someone here might have faced something similar or can suggest a solution.

        A while ago, I made a withdrawal from an SBI ATM using my PNB card. The money was deducted from my account, but I didn’t receive any cash from the ATM. I immediately contacted PNB customer care, and they assured me they would investigate the issue. However, despite their promise, I haven’t received any solid response.

        They advised me to approach my home branch, which I did. I raised a complaint there, but again, no concrete resolution or follow-up. In my desperation, I even wrote a formal complaint requesting the CCTV footage from the ATM, but I’m still stuck with no progress.

        Has anyone faced something similar? How did you manage to get it resolved? I’m really frustrated with the lack of support and any kind of solid response from the bank.

        Would appreciate any advice or suggestions!

        Thanks in advance!

      • #56486 Reply
        User_24193049
        Participant
          U
          User_24193049
          PARTICIPANT
          February 10, 2025 at 3:25 pm

        • #56485 Reply
          Wiseaditya295
          Participant
            W
            Wiseaditya295
            PARTICIPANT
            February 10, 2025 at 3:53 pm
            You should raise with SBI. It’s more logical than just following up with PNB, because
            1. It happened with an SBI ATM – ATM has sent information to PNB stating money has been dispensed and that’s why you got account deducted. So, most probably SBI ATM is at fault here.

            2. SBI customer care is better than others. Write and escalate.

            3. SBI have to say either they dispensed it, or not dispensed. If they claim to have dispensed, ask for cctv and follow up with them for money and compansation. Otherwise follow up with PNB Stating sbi has declared not dispensing it so revert my money.

            Following both simultaneously will help you when you reach to RBI Ombudsman, as 1 month prerequisite and escalation both are covered at your end.

            • #56488 Reply
              User_aa8df9fb
              Participant
                U
                User_aa8df9fb
                OP
                February 11, 2025 at 4:32 am
                thank You!

                • #56490 Reply
                  Wiseaditya295
                  Participant
                    W
                    Wiseaditya295
                    PARTICIPANT
                    February 11, 2025 at 4:44 am
                    You are welcome. Just for record, I am no lawyer and my suggestion is based on my approach to solve financial disputes.

              • #56484 Reply
                User_a579246b
                Participant
                  U
                  User_a579246b
                  PARTICIPANT
                  March 7, 2025 at 4:37 am
                  Did you get your money back? The exact same thing happened to me yesterday

                  • #56487 Reply
                    User_a3339884
                    Participant
                      U
                      User_a3339884
                      PARTICIPANT
                      April 2, 2025 at 8:22 am
                      Please did you get your money back?

                      • #56489 Reply
                        User_a579246b
                        Participant
                          U
                          User_a579246b
                          PARTICIPANT
                          April 2, 2025 at 8:57 am
                          Yes, I got my money back after registering complaint with my bank’s (PNB) customer care number

                          • #56491 Reply
                            User_a3339884
                            Participant
                              U
                              User_a3339884
                              PARTICIPANT
                              April 2, 2025 at 6:31 pm
                              And you’ve withdrawn using SBI ATM?

                              • #56492 Reply
                                User_a579246b
                                Participant
                                  U
                                  User_a579246b
                                  PARTICIPANT
                                  April 2, 2025 at 6:37 pm
                                  Yes, I withdrew money from SBI ATM, same as op.

                                  • #56493 Reply
                                    User_a3339884
                                    Participant
                                      U
                                      User_a3339884
                                      PARTICIPANT
                                      April 2, 2025 at 7:35 pm
                                      Thank youuu

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