- This topic has 8 replies, 7 voices, and was last updated 1 year, 2 months ago by
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SHi all, I need some help.
SBI recently deducted ₹590 from my savings account. When I asked, they said it was for “securities” or demat-related charges. But I’ve **never opened a demat account**, never traded shares, nothing.
A few months ago, I even checked with my branch manager, and they confirmed there was **no demat account linked** to me. Now, this random deduction has me worried.
₹590 isn’t a big amount, but if money can be taken without my permission, I’m not sure my account is safe. I’m thinking of closing my SBI account and switching to HDFC.
Can anyone advise:
* Can banks open demat accounts without consent?
* How do I get this clarified or refunded?
* Has this happened to anyone else? -
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II was at SBI bank a week ago. I saw 3-4 people complaining the same. 590 amount deducted for their account. One guy was a construction worker who did not even know how to read. His passbook had these chargers of 590. None of them were aware of this demat account.
Seems like an organized scam by SBI or they are again trying to recover the loan amount which was defaulted by some big businessman of this country.
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