- This topic has 5 replies, 4 voices, and was last updated 1 year, 3 months ago by
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UHey Everyone.
Don’t know how I’ve done this blunder but here we are.
On Jan 30th i opened SBI Account from local branch. This is my 2nd account, before this i only used clg provided account with no issues.
Problem was my salary got stuck but i had a easy option of getting out of it with a new account so i did.
I asked the SBI person what are the formalities and documents required and so he told + he asked for 2500 rupees for account creation (Something about maintaining a balance after creating account etc).
This was weird for me because clg hadn’t asked for such fees previously for opening acocunt but it was student account and other people were giving him 2500 so i didn’t mind as It was urgent to get salary issue resolved. I still couldn’t give him 2500 but i had only 1000 on me and convinced him to take that only and open account.
He opened the account and salary got credited + 1000 was in account as well so no issues. He also told me if i wanted to invest /SIP he woukd guide me, i declined then as i didn’t had money then. No tlak about opening DEMAT Account and such.
Now when I’ve checked my transactions yesterday for last 2 months, I’m seeing 1000 went to SBI CAP as well as 588. I had also received various mails about it, demat account being opened, monthly maintenence fees of 588 etc.
Honestly, it’s my fault for not being aware enough and I’m furious why he didn’t come clean and just told me that it was required for DEMAT Account etc. I know Broker like Zerodha provide zero fees DEMAT Account creation, why SBI Securities need 1000??
Why are they going about this in such a shady way? I can’t even confront him about this since I’m miles away from my hometown right now for work. Should i keep using it since I’ve paid for it anyway or is the money recoverable?
I do freelancing along with my job so i don’t have time to travel and visit hometown right now even on weekends.
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CDrop a complaint on [https://crcf.bank.sbi/ccf](https://crcf.bank.sbi/ccf) here first.
If nothing happens then drop an email with complain id to SBI regional office near to your branch.At the end RBI.
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