Community › Forums › Legal Advice India › Seeking advice : borrower harassing woman without repaying and telling her to commit suicide
- This topic has 7 replies, 5 voices, and was last updated 1 year, 3 months ago by
Expertshark8654.
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EExpertshark8654
PARTICIPANT
March 14, 2025 at 7:44 pmHello legal community,
I am posting this for a family friend. She lent her cousin 1L for an emergency in 2022. He promised he will return it in 2-3 months. She requested for the money after 6 months for purchasing a 2 wheeler and he did not give. She dropped the idea and again asked for the money last year multiple times, for a medical emergency for her house maintenance etc. After sometime he stopped taking her calls and she kept sending him voice messages, but he refused to respond. She approached him through his sister, every single time he said he will give it in a week, month etc. Now she needs money for her kid’s school admission. She tried to contact him many times, but he never responded. His wife is abroad and earning well…she said she finally contacted her nephew (his son) and broke down and said ‘tell your father that I will commit suicide as I don’t know what else to do…’ and he finally responded with a voice note saying ‘you ruined my son’s exam and mood, go commit suicide as you said…!’ (rough translation of the voice message)She was in a bad mental state when she contacted me and I consoled her, promising I will help her to solve this issue. I don’t know what to do, honestly. She is a single mom, she has no other help from anywhere except the small salary from her job. She needs the money in 2 weeks to secure her kid’s admission… Threatening with suicide even though it was out of helplessness and desperation is not acceptable. But the guy told her to commit suicide and he still won’t say when he will return the money.
What to do? Should we go to police station and file a complaint or consult with a lawyer? Which and all IPC/BNS sections are these? Please help!
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DDesishark526
PARTICIPANT
March 14, 2025 at 7:44 pm#####If you need support or know someone who does, *Please Reach Out to Your Nearest Mental Health Specialist*.
* [**AASRA**](http://aasra.info/): 91-22-27546669 (24 hours)
* [**Sneha Foundation**](https://www.snehafoundation.in/): 91-44-24640050 (24 hours)
* [**Vandrevala Foundation for Mental Health**](https://www.vandrevalafoundation.com/): 1860-2662-345 and 1800-2333-330 (24 hours)
* [**iCall**](http://icallhelpline.org/): 9152987821 (Available from Monday to Saturday: 8:00am to 10:00pm)
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PPromayank4540
PARTICIPANT
March 14, 2025 at 8:02 pmNAL ( not a lawyer )police won’t intervene as it is a civil matter. try mediation through mutual family members first. If that doesn’t work, request a cheque. If it bounces, issue a legal notice. a bounced cheque is a criminal offense and typically gets resolved within a year
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EExpertshark8654
OP
March 15, 2025 at 4:03 amShe tried mediation through his sister, nothing happened. About the cheque, won’t it talks a long time? She needs the money immediately, like in 2 weeks time.
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CCleversarat5358
PARTICIPANT
March 14, 2025 at 11:40 pmDo you have any proof that you given 1L as upi or any other mean?
Then, send a legal notice
When it comes to money, always make an agreement paper despite whoever it is (your relatives or others).-
EExpertshark8654
OP
March 15, 2025 at 4:00 amYes. She made an online transfer. She has the proof.
Is there anything else we can do about the mental agony she is going through?
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MMightywolf347
PARTICIPANT
March 15, 2025 at 6:19 amForget about the mental agony. You have to get a cheque from the person the next time he says – I’ll give it in a week. Ask him to give a cheque with his signature and his future date. If the cheque bounces on that date, initiate cheque bounce proceedings.-
EExpertshark8654
OP
March 15, 2025 at 6:48 amThank you.
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