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UDue my immaturity and recklesuness, I am stuck in a debt trap.
I had takes loan through several apps (mostly to pay emis of one another)
But now I am unable to pay as I have lost my job recently and I am almost 9-20 days late on all the apps. I have no idea how to pay
They are threatening to come to house/address office.
The total due amount from all the loan combined in 2 lakhs
Apps I used are moneyview, poonawalla, lazypay, ring, trucredit, mpokket, branch
I have no way of paying emis, I searched for some way and find places like freed, settlemyloan, etc. but don’t know if they are trustworthy.
I asked a few of my friends to help but to no Avail and I don’t blame them for denying.
It’s just I am getting threats of recovery agents from multiple platforms event when it’s not even a month since I skipped my emis and don’t know if they can legally come this early.
I have installed Truecaller to stop the calls and also deleted all my facebook and insta (as some people told me they get my photos from there and blackmail using Photoshop) accounts as well as whatsapp as they kept on messaging there even when I said I will pay as soon as I can.
I also uninstalled all the apps after clearing the data (I don’t know if that helps or not)
Please if you guys have any advice to help me. I will be very thankful.
And thank you again for listening I am sorry to rant like this here. -
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