URGENT HELP: Refund Stuck, Loan EMI Still Running!

Community Forums Legal Advice India URGENT HELP: Refund Stuck, Loan EMI Still Running!

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    • #39848 Reply
      User_38cc9edb
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        User_38cc9edb
        PARTICIPANT
        March 8, 2025 at 4:17 am
        I took an Allen course for Class 12 through a loan from Bajaj Finance. Their representatives were in the Allen office itself.

        I later canceled the course and got a UTR number from Allen confirming the refund. But Bajaj Finance won’t stop the EMIs without an official email from Allen.

        Issue: Out of 10 EMIs, 2 were deducted on day one, and I’ve paid 3 more— all totaling around ₹60,000. As per Allen’s policy, only ₹20,000 should have been deducted. My next EMI is due on the 2nd, but neither Allen nor Bajaj is helping.

        Who do I take legal action against? How do I escalate this to consumer court? Need urgent guidance!

      • #39849 Reply
        Ashishmaster940
        Participant
          A
          Ashishmaster940
          PARTICIPANT
          March 8, 2025 at 4:21 am
          Escalate to Banking ombudsman 

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