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BSo all off a sudden got few calls and whatsapp message from a Finance Recovery Agency claiming to have Standard Chartered Credit Card nonpayment of 2010.
Address mentioned on bank letter pdf I have nothing to do with. None of CIBIL or reports have anything of this bank.
After politely informing them; its not me they have wrong person; they have started doing Criminal act of going through my Call history n calling random people.
I am wondering How are these even allowed; isnt there something like time act 1963 which puts 3 years as limit to move recovery to courts if someone has not paid; that is why banks to telcos to every other lender makes sure 3 years window is honored if there is any recovery at all. Isnt something 10+ years god knows real or fake but it’s unenforceable as per Indian Banking n other Laws?
I did blocked nos; but seems like these people have limitless SIMs or nos. They keep calling for some random nos.
I have already sent email to said banks customer grievance cell with cc to all their senior managers.
What other actions I should follow so this harassment or nonsense stops forever?
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