Wrong loans shown on cibil

Community Forums Legal Advice India Wrong loans shown on cibil

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    • #67952 Reply
      User_bfc04eb0
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        U
        User_bfc04eb0
        PARTICIPANT
        January 23, 2025 at 4:17 pm
        Hi everyone, I need urgent help.

        My dad recently applied for a housing loan, but the bank rejected it, stating that he already has two loans under his nameβ€”a property loan and a housing loan. Upon checking his CIBIL report, we found records of two loans: β‚Ή18 lakhs and β‚Ή8 lakhs. However, my dad never took these loans. The report mentions them as joint loans with Authum Investment and IndusInd Bank.

        We’re really worried because these loans are completely unauthorized. What remedies are available to resolve this issue? Are there any legal actions we can take against these companies? Any advice would be greatly appreciated. Thanks!

      • #67953 Reply
        User_a6f8d9c8
        Participant
          U
          User_a6f8d9c8
          PARTICIPANT
          January 23, 2025 at 11:11 pm
          Same has happened with me from ICICI

          • #67954 Reply
            User_bfc04eb0
            Participant
              U
              User_bfc04eb0
              OP
              January 24, 2025 at 12:46 am
              How have you removed it from your report?

              • #67955 Reply
                User_a6f8d9c8
                Participant
                  U
                  User_a6f8d9c8
                  PARTICIPANT
                  January 24, 2025 at 1:51 am
                  I’m not able to yet.

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