Community › Forums › Legal Advice India › Car Accident Repair Insurance Claim Advice
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User_e230d4fa.
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UUser_e230d4fa
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May 8, 2026 at 4:55 amNeed advice regarding accident claim & repairing my carI met with a major accident on 25th April early morning while returning from Nashik. A milk tanker suddenly switched into my lane from the left/right without warning. I had a truck beside me and a divider on the other side, so there was literally no space or time to avoid it.
My car crashed hard into the tanker from behind and suffered major front-end damage. I also got multiple injuries on my face, nose and ankle, needed around 6-7 stitches, and had rib impact injuries. Thankfully Iβm safe now and recovered by 5th May, but I was on bed rest till then.
The worst part is the tanker driver fled the spot without stopping.
My car only has 3rd party insurance (no comprehensive cover). I want to understand:
β’ If we somehow trace/find the tanker, can I claim repair costs through the tankerβs 3rd party insurance?
β’ Is filing an FIR with exact time/location mandatory for this?
β’ How feasible is it practically to get compensation in such cases in India?
β’ Anyone here who has handled a similar hit-and-run/heavy vehicle case?
β’ Also, is repairing the car usually financially sensible after major chassis/front damage?
I can share the car photos in DM if required.
Would genuinely appreciate practical advice from people whoβve dealt with this before.
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