Car Accident Repair Insurance Claim Advice

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      User_e230d4fa
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        User_e230d4fa
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        May 8, 2026 at 4:55 am
        Need advice regarding accident claim & repairing my car

        I met with a major accident on 25th April early morning while returning from Nashik. A milk tanker suddenly switched into my lane from the left/right without warning. I had a truck beside me and a divider on the other side, so there was literally no space or time to avoid it.

        My car crashed hard into the tanker from behind and suffered major front-end damage. I also got multiple injuries on my face, nose and ankle, needed around 6-7 stitches, and had rib impact injuries. Thankfully I’m safe now and recovered by 5th May, but I was on bed rest till then.

        The worst part is the tanker driver fled the spot without stopping.

        My car only has 3rd party insurance (no comprehensive cover). I want to understand:

        β€’ If we somehow trace/find the tanker, can I claim repair costs through the tanker’s 3rd party insurance?

        β€’ Is filing an FIR with exact time/location mandatory for this?

        β€’ How feasible is it practically to get compensation in such cases in India?

        β€’ Anyone here who has handled a similar hit-and-run/heavy vehicle case?

        β€’ Also, is repairing the car usually financially sensible after major chassis/front damage?

        I can share the car photos in DM if required.

        Would genuinely appreciate practical advice from people who’ve dealt with this before.

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