[Flat Purchase] Need help understanding why home loan is blocked

[User_35e89e85]

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User_35e89e85
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February 23, 2025 at 7:19 am

Hello, I am trying a purchase a flat in hyderabad, telangana. The latest EC reflects a rectification deed that was made to correct the area registered in the original sale deed but that was done by the builders in favour of the owners. Unfortunately, the original was not sent to the current owners.

The loan application is at legal appraisal step and the bank is currently saying they need the original rectification deed to proceed with the loan. We did get a certified copy of the same but bank is still requesting for a original meanwhile even the sub registrar is saying original sale deed is enough to proceed and the rectification deed does not override the sale deed. Does anyone know if bank is in the right here or should I just look for another bank to secure a home loan?

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