Got cheated Financially by a friend

[User_57fa6b66]

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User_57fa6b66
PARTICIPANT
March 10, 2025 at 7:16 am

I met a guy during my trip and we became good friends.
He is into travel bookings (flight and stay). He used my credit card for the bookings because of the card offers. He would almost immediately transfer the booking amount to me. So I let him use my card.

Lately, he used my card for huge transactions. But he has paid only 10% of it. He keeps promising that he will repay the rest of the amount, but he has not. Now I’m in trouble!!

I have the transaction details (only agents can do a transaction on the portal. So, i can prove that he has used my money for his bookings), whatsapp messages mentioning he will repay the amount…

Please let me know what can I do here. I really need help 🙏🏻

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[User_cb8802eb]

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User_cb8802eb
PARTICIPANT
March 10, 2025 at 7:53 am

Why on earth would you lend your credit card to someone you met and became instant friends? Just get the no money slowly by mentioning you are in financial trouble. Once you get your money, thank the universe and block him and his number permanently.

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[User_57fa6b66]

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User_57fa6b66
OP
March 10, 2025 at 8:14 am

I trusted him because, initially, he returned my money instantly.
I made a mistake by over trusting him.

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[Mightysudhir2087]

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Mightysudhir2087
PARTICIPANT
March 10, 2025 at 8:22 am

They gain your trust by returning small amounts . Once the plot is set then they will screw you over .

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[User_57fa6b66]

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User_57fa6b66
OP
March 10, 2025 at 9:06 am

:/

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[Calmsmriti9199]

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Calmsmriti9199
PARTICIPANT
March 10, 2025 at 1:39 pm

OP – if you are completely honest – did you do it because you will get points and cash back ?

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[User_57fa6b66]

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User_57fa6b66
OP
March 10, 2025 at 1:45 pm

No, not for reward points. I make enough transactions in my card to get fancy reward points that I need.
I really did it to help out and it’s been the worst decision

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[Calmstar8295]

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Calmstar8295
PARTICIPANT
March 10, 2025 at 7:55 am

I had a friend and i had some money.
I lent my friend all my money.
Now i dont have a friend and i dont have any money..
A tale my dad used to tell us, to be careful with our hard earned money.
Friends come easy, buy him a drink and hes a friend, over in minutes.
And money? It comes in bits and pieces, paid by the hour.

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[User_57fa6b66]

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User_57fa6b66
OP
March 10, 2025 at 8:12 am

I know, I made a mistake :/

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[Desisonu1205]

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Desisonu1205
PARTICIPANT
March 10, 2025 at 9:08 am

How much money ?

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[User_57fa6b66]

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User_57fa6b66
OP
March 10, 2025 at 9:13 am

Around 9L

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[User_5d4c7f61]

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User_5d4c7f61
PARTICIPANT
March 10, 2025 at 9:21 am

Are you freaking kidding? That’s a whole lot of amount

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[User_0abb7ba4]

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User_0abb7ba4
PARTICIPANT
March 10, 2025 at 9:22 am

Wtf

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[Desisonu1205]

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Desisonu1205
PARTICIPANT
March 10, 2025 at 9:22 am

What the hell!
How u can trust someone with that much
Anyway add the amount in post someone might help

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[User_57fa6b66]

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User_57fa6b66
OP
March 10, 2025 at 9:40 am

I know, blunder!

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[Indianhero8311]

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Indianhero8311
PARTICIPANT
March 10, 2025 at 11:36 am

You need to involve police or someone who can help you collect

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[Desieagle894]

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Desieagle894
PARTICIPANT
March 10, 2025 at 1:11 pm

Holy shit. That’s more than most people make annually…

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[User_9ca9116c]

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User_9ca9116c
PARTICIPANT
March 10, 2025 at 9:15 am

Think of it as a payment made for a crash course on money lending.

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[User_dbf971bc]

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User_dbf971bc
PARTICIPANT
March 10, 2025 at 9:22 am

9 Lakhs should be a fee for a 4 year degree course on Money management. Not a crash course. 

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[User_9ca9116c]

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User_9ca9116c
PARTICIPANT
March 10, 2025 at 9:25 am

😯 sorry bro I was not aware of the amount 🤦‍♂️

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[Swiftmaster9886]

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Swiftmaster9886
PARTICIPANT
March 10, 2025 at 10:39 am

दीदी, ऊ ज़रा छः सात हज़ार मिल जाते…

तो हम भी तनिक गंगा नहा आयें…

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[User_6281961b]

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User_6281961b
PARTICIPANT
March 10, 2025 at 10:47 am

Reward points ka laalach?

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[User_57fa6b66]

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User_57fa6b66
OP
March 10, 2025 at 11:23 am

That is the last thing on my mind

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[Fiercebro5947]

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Fiercebro5947
PARTICIPANT
March 10, 2025 at 11:02 am

why would u give ur credit card to ANYONE

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[User_57fa6b66]

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User_57fa6b66
OP
March 10, 2025 at 11:24 am

: /

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[User_362ddc62]

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User_362ddc62
PARTICIPANT
March 10, 2025 at 11:58 am

Aise dost mujhe kyu nahi milte

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[Desibro8411]

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Desibro8411
PARTICIPANT
March 10, 2025 at 12:24 pm

bhagwaan tumhaare jaisa dost sabko de but tumhare **dost jaisa dost** kisi ko bhi nahiiii
btw go to police and please complain there. **NAL**

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[Expertknight6726]

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Expertknight6726
PARTICIPANT
March 10, 2025 at 12:40 pm

Yaar mjhe smaj nh ata aajkal log itna jldi vishwas kaise kr lete hai, kya kalyug chla gya kya.

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[Silenthawk7266]

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Silenthawk7266
PARTICIPANT
March 10, 2025 at 1:17 pm

CC Chargebacks and dispute transactions?

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[User_57fa6b66]

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User_57fa6b66
OP
March 10, 2025 at 1:48 pm

Chargebacks will work only for fraudulent transactions, right?
He made genuine transactions from my card on a trusted portal.
Do you still think I can approach the back and they can help?

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[Silenthawk7266]

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Silenthawk7266
PARTICIPANT
March 10, 2025 at 1:50 pm

I think the thing is you who is authorised to use the card didn’t make the transaction. So on that grounds I believe you can still raise a dispute… But if you are certain that your “friend” won’t return the money on his first promised date (make sure it’s not more than 55 days from the date of transaction of the said 9L rupees as most banks have only 60 days to report a transaction or raise dispute.

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[User_57fa6b66]

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User_57fa6b66
OP
March 10, 2025 at 1:56 pm

Okay, thanks

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[User_a7e713a8]

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User_a7e713a8
PARTICIPANT
March 12, 2025 at 1:40 am

has this worked? Wanted to know because a family member lost money similarly.

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[Coolfox832]

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Coolfox832
PARTICIPANT
March 10, 2025 at 1:42 pm

Soch le trading pe uda diya. Simple

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[Chaitanyafalcon86]

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Chaitanyafalcon86
PARTICIPANT
March 10, 2025 at 1:51 pm

2-4 gund0 ki help lo

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[User_7996907c]

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User_7996907c
PARTICIPANT
March 10, 2025 at 2:25 pm

You can file a case against him for recovery. Start by sending a legal notice, this will secure the limitation issue of your legal right. And since you have the messages to prove that he owed you the money, you can file a case. You appear to have a strong case prima facie.
Lmk if you have any other query.

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[Prourvi6819]

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Prourvi6819
PARTICIPANT
March 10, 2025 at 3:34 pm

Report the transaction fraudulent to the credit card provider.

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[Umashankarguy509]

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Umashankarguy509
PARTICIPANT
March 10, 2025 at 9:46 pm

In friendship on;y give the money you are willing to forget and move on otherwise you will loose and a friend that’s a bad deal.

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[User_467f4a8c]

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User_467f4a8c
PARTICIPANT
March 10, 2025 at 10:41 pm

OP if you need another friend who you can trust with money I am here.

Jokes aside I hope you get your money back. Losing money to friends or family sucks. If he is refusing to pay you back start involving police .

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[Urbannadia6400]

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Urbannadia6400
PARTICIPANT
March 13, 2025 at 1:44 am

How well do you know this person ? And how long are you friends?
Do you know where he lives ? Do you have common friends ? Do you know his family?

Keep all the information regarding the money lent and chat etc as evidences.
Stay friendly and in close contact… do not get confrontational /adversarial…

Seed stories of your money troubles every now and then and keep requesting to get it back….

ps: i am also looking for friends (:P :P)

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