Community › Forums › Legal Advice India › Got Thugged of 15k from Car Owner for Minor Scratch
- This topic has 37 replies, 23 voices, and was last updated 1 year, 3 months ago by
Indiandude2263.
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LLuckyshark4371
PARTICIPANT
March 24, 2025 at 11:45 amI was rushing to the office the other day, and while I was moving my car from parking, I accidentally scratched a new Scorpio and left without informing them. They got a video of my car and came to our rented apartment, but since I didn’t inform anyone, my friends told me it wasnโt our car. I got scared and wanted to contact them.That night, a lady came back and threatened me, saying they wanted to file a police complaint and that she was a legal professional. After some time, her nephews arrived with an alleged car service person, saying the repair would cost 15k rupees. I was sure it would cost less than 5k, but I was nervous, and since their car was brand new and had been registered only a few days ago, they wanted to replace the entire part. So, I paid them.
The next day, I checked with Mahindra Service, and they told me the repair would cost 3.5k, and at most, part replacement would cost 8k. The lady initially told me she would return the remaining amount after the service, but now she is not receiving my calls. Every time I call, she lies, saying she will visit in a few days, and now she doesn’t answer at all.
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BBraveseeker242
PARTICIPANT
March 24, 2025 at 12:00 pmis she lawyer?-
LLuckyshark4371
OP
March 24, 2025 at 12:04 pmNot sure but her phone number traces her as a Security Service Owner also listed on Google Maps-
BBraveseeker242
PARTICIPANT
March 24, 2025 at 12:09 pmif you made online payment.Call 1930 and report cyber fraud
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LLuckyshark4371
OP
March 24, 2025 at 12:11 pmThank you! but unfortunately can’t do that cause she provided UPI of her nephew…-
BBraveseeker242
PARTICIPANT
March 24, 2025 at 12:27 pmdoesn’t matter. Do it -
IIndiandude2263
PARTICIPANT
March 24, 2025 at 12:43 pmBro, don’t be a pusshy. Just do it, she will be crawling back to you soon.-
SSmartpanda9750
PARTICIPANT
March 27, 2025 at 5:34 amAre you guys serious? You damaged the car and left. She told you what she believed to be the cost to repair and you paid and now you want to get some back because you think you overpaid?I’m glad you got caught and had to pay more than the normal amount. Teaches you a lesson.
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IIndiandude2263
PARTICIPANT
March 27, 2025 at 6:34 amyou definately missed last paragraph
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IIndianhero8311
PARTICIPANT
March 24, 2025 at 3:41 pmIf you paid online- you have an recipient of payment. This is all the proof you need.
And when some someone share details of another person, there is always something fishy about that.Not to mention if that account got marked in some case, Your account and you is on risk. Because you are connected.
15k might not be too big of amount for you to be worth the hassle.
To it worth- hire someone and let em keep the money they recover or do a 50-50 or 60-40.You can always go to bank with a copy of fir to get the money returned.
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FFiercedeepa8125
PARTICIPANT
March 24, 2025 at 12:12 pmIf you really wanted to pay.. you could have just left a note saying “You scratched the car and you are ready to pay for the service bill”.
They must have gone a long way to extract your number and address.-
LLuckyshark4371
OP
March 24, 2025 at 12:18 pmYeah actually I realised that later and they found me though the number plate registered, and we are only people in building from that place -
BBraveguru4419
PARTICIPANT
March 25, 2025 at 6:25 pmThere is a Telegram Bot, where you get all the details of a vehicle using just the number plate. u/Vehicle_x_info_bot
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SSashitiger964
PARTICIPANT
March 24, 2025 at 12:26 pmEven if there’s a minor scratch, you’ll have to repaint the entire panel. If you give it to local garages, you can get it done under 5k of course but there’ll be a color mismatch.
If they give it in the showroom, it’ll be around 10k.
Speaking from personal experience btw. -
MMegapanda3155
PARTICIPANT
March 24, 2025 at 1:23 pmWhy will insurance not cover these things?-
EEpicrajendra5182
PARTICIPANT
March 24, 2025 at 3:03 pmClaiming insurance furthe damage valuation-
UUtkarshfalcon365
PARTICIPANT
March 24, 2025 at 6:01 pmDepends on your NCB and insurance amount. Plus Indians are very worried of spoiling NCB. Should have referred this to insurance as all our insurances must have third party cover. Obviously you can see how much you could lose by spoiling NCB over next 3-5 years and then decide what to do. And never pay up front like this. If she calls a lawyer even you call a lawyer. Furthermore you can always join them to the car service center and pay off amount directly.-
EEpicrajendra5182
PARTICIPANT
March 24, 2025 at 6:22 pmThanks for the insight
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CCleverdiksha5363
PARTICIPANT
March 24, 2025 at 1:38 pmYou should have called her bluff and dialled the cops yourself!-
LLuckyshark4371
OP
March 24, 2025 at 3:35 pmYeah, but as I have a learning licence, I was a bit scared because of the hit and run situation…-
CCleverdiksha5363
PARTICIPANT
March 24, 2025 at 5:00 pmIf you show fear, people WILL take advantage of you! -
YYogitafox88
PARTICIPANT
March 26, 2025 at 7:04 amThen it was the best case scenario, involving the cops with a learner license, would only open more mouths to feed.
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SSwiftninja4684
PARTICIPANT
March 24, 2025 at 3:31 pmI mean, you ran away without informing the owner. Shouldnโt you have at least left a note? Well, good that you had to pay extra ๐คท-
LLuckyshark4371
OP
March 24, 2025 at 3:38 pmI think you might be right, I freaked out and left without even informing my friends.. they would have informed them ๐-
SSwiftninja4684
PARTICIPANT
March 24, 2025 at 3:44 pmAlso, you should consider that their new car will be in the garage for repairs, meaning wasted time or maybe even taking leave from work, mind fuck XD. Plus, they had to put in so much effort just to find you. So, in my opinion, 15K is fair. Do better.
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RRanbirseeker533
PARTICIPANT
March 24, 2025 at 5:27 pmWhy the fuck do people have car insurance in this country-
HHappyfalcon1757
PARTICIPANT
March 25, 2025 at 1:28 pmGoing through insurance it will be atleast 15-20 days minimum. The car will be at showroom during entire time. Also it will reduce the idv of the car. So obviously people don’t want to go through hassle and demand money upfront.-
BBravezoya6074
PARTICIPANT
March 26, 2025 at 6:10 amOr if possible go through the insurance, put a bunch of cases on the other car owner and claim for loss in value.
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BBravezoya6074
PARTICIPANT
March 26, 2025 at 6:08 amThe insurance is to cover the mistakes i make, not for mistakes some idiot makes and runs without giving the number. I would have filed a hit and run case and added few cheating cases on top of it. Now , the reality is that 3rd party claims are crazy difficult to resolve and we have ended up in this situation where defacto negotiation is ask for NCB and out of pocket amount in negotiations. If we simplify and improve efficiency of 3P insurance claim process, then we would be in a lot better place.-
SSilentaneesh6189
PARTICIPANT
March 26, 2025 at 9:14 amThats how they earn money, make the process difficult so there is less no of people who claim it knowing it would be a hassle. Many people just give up and that’s how these companies save so much money.
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HHiteshguru668
PARTICIPANT
March 24, 2025 at 5:49 pmshould have asked her to claim insurance and you could pay the difference amount and NCB and filing charges. Also darne ka nahi, dare to aur dabate hai log. Ask them to take it or leave it. -
YYogitafox88
PARTICIPANT
March 24, 2025 at 5:54 pmBrother, the entire panel has to be repainted even for a scratch so that it looks the same. had to pay 14k myself to get two scratches fixed on my new car.Service center workshop are mostly costly.
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SSuperlion3396
PARTICIPANT
March 25, 2025 at 2:12 pmI paid hardly 15k for a major repair of the front bumper of my audi, at audi Bengaluru Central. How is there no difference in pricing between audi and a domestic brand?-
YYogitafox88
PARTICIPANT
March 26, 2025 at 5:19 amPricing at Service center workshops are very absurd, learnt my lesson always go to 3rd party for minor denting, painting work.
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RRavindrafalcon929
PARTICIPANT
March 25, 2025 at 5:08 amBhai ghnta kuch nhi hota yr..sidha jake bol dete ki krdo complaint -
SSmarthero7080
PARTICIPANT
March 25, 2025 at 6:34 pmI don’t understand whats the point of car insurance in india -
HHappyrushabh1617
PARTICIPANT
March 25, 2025 at 10:20 pmAgain, his point stands. What is the point of insurance if its never going to be redeemed? -
SSmartpanda9750
PARTICIPANT
March 27, 2025 at 5:31 amYou knew you damaged a car and left instead of owning up to it by leaving a note and offering to go through insurance or paying for it.They found out, had to chase you down and make you pay for what they believe to be the cost for repairs.
You paid and now want a portion of it back because you found out it could’ve been less?
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