Got Thugged of 15k from Car Owner for Minor Scratch

Community Forums Legal Advice India Got Thugged of 15k from Car Owner for Minor Scratch

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    • #28410 Reply
      Luckyshark4371
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        Luckyshark4371
        PARTICIPANT
        March 24, 2025 at 11:45 am
        I was rushing to the office the other day, and while I was moving my car from parking, I accidentally scratched a new Scorpio and left without informing them. They got a video of my car and came to our rented apartment, but since I didn’t inform anyone, my friends told me it wasnโ€™t our car. I got scared and wanted to contact them.

        That night, a lady came back and threatened me, saying they wanted to file a police complaint and that she was a legal professional. After some time, her nephews arrived with an alleged car service person, saying the repair would cost 15k rupees. I was sure it would cost less than 5k, but I was nervous, and since their car was brand new and had been registered only a few days ago, they wanted to replace the entire part. So, I paid them.

        The next day, I checked with Mahindra Service, and they told me the repair would cost 3.5k, and at most, part replacement would cost 8k. The lady initially told me she would return the remaining amount after the service, but now she is not receiving my calls. Every time I call, she lies, saying she will visit in a few days, and now she doesn’t answer at all.

      • #28423 Reply
        Braveseeker242
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          Braveseeker242
          PARTICIPANT
          March 24, 2025 at 12:00 pm
          is she lawyer?

          • #28432 Reply
            Luckyshark4371
            Participant
              L
              Luckyshark4371
              OP
              March 24, 2025 at 12:04 pm
              Not sure but her phone number traces her as a Security Service Owner also listed on Google Maps

              • #28440 Reply
                Braveseeker242
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                  Braveseeker242
                  PARTICIPANT
                  March 24, 2025 at 12:09 pm
                  if you made online payment.

                  Call 1930 and report cyber fraud

                  • #28442 Reply
                    Luckyshark4371
                    Participant
                      L
                      Luckyshark4371
                      OP
                      March 24, 2025 at 12:11 pm
                      Thank you! but unfortunately can’t do that cause she provided UPI of her nephew…

                      • #28445 Reply
                        Braveseeker242
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                          B
                          Braveseeker242
                          PARTICIPANT
                          March 24, 2025 at 12:27 pm
                          doesn’t matter. Do it

                        • #28444 Reply
                          Indiandude2263
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                            Indiandude2263
                            PARTICIPANT
                            March 24, 2025 at 12:43 pm
                            Bro, don’t be a pusshy. Just do it, she will be crawling back to you soon.

                            • #28446 Reply
                              Smartpanda9750
                              Participant
                                S
                                Smartpanda9750
                                PARTICIPANT
                                March 27, 2025 at 5:34 am
                                Are you guys serious? You damaged the car and left. She told you what she believed to be the cost to repair and you paid and now you want to get some back because you think you overpaid?

                                I’m glad you got caught and had to pay more than the normal amount. Teaches you a lesson.

                                • #28447 Reply
                                  Indiandude2263
                                  Participant
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                                    Indiandude2263
                                    PARTICIPANT
                                    March 27, 2025 at 6:34 am
                                    you definately missed last paragraph

                              • #28443 Reply
                                Indianhero8311
                                Participant
                                  I
                                  Indianhero8311
                                  PARTICIPANT
                                  March 24, 2025 at 3:41 pm
                                  If you paid online- you have an recipient of payment. This is all the proof you need.
                                  And when some someone share details of another person, there is always something fishy about that.

                                  Not to mention if that account got marked in some case, Your account and you is on risk. Because you are connected.

                                  15k might not be too big of amount for you to be worth the hassle.
                                  To it worth- hire someone and let em keep the money they recover or do a 50-50 or 60-40.

                                  You can always go to bank with a copy of fir to get the money returned.

                        • #28422 Reply
                          Fiercedeepa8125
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                            Fiercedeepa8125
                            PARTICIPANT
                            March 24, 2025 at 12:12 pm
                            If you really wanted to pay.. you could have just left a note saying “You scratched the car and you are ready to pay for the service bill”.
                            They must have gone a long way to extract your number and address.

                            • #28431 Reply
                              Luckyshark4371
                              Participant
                                L
                                Luckyshark4371
                                OP
                                March 24, 2025 at 12:18 pm
                                Yeah actually I realised that later and they found me though the number plate registered, and we are only people in building from that place

                              • #28430 Reply
                                Braveguru4419
                                Participant
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                                  Braveguru4419
                                  PARTICIPANT
                                  March 25, 2025 at 6:25 pm
                                  There is a Telegram Bot, where you get all the details of a vehicle using just the number plate. u/Vehicle_x_info_bot

                              • #28421 Reply
                                Sashitiger964
                                Participant
                                  S
                                  Sashitiger964
                                  PARTICIPANT
                                  March 24, 2025 at 12:26 pm
                                  Even if there’s a minor scratch, you’ll have to repaint the entire panel. If you give it to local garages, you can get it done under 5k of course but there’ll be a color mismatch.
                                  If they give it in the showroom, it’ll be around 10k.
                                  Speaking from personal experience btw.

                                • #28420 Reply
                                  Megapanda3155
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                                    Megapanda3155
                                    PARTICIPANT
                                    March 24, 2025 at 1:23 pm
                                    Why will insurance not cover these things?

                                    • #28429 Reply
                                      Epicrajendra5182
                                      Participant
                                        E
                                        Epicrajendra5182
                                        PARTICIPANT
                                        March 24, 2025 at 3:03 pm
                                        Claiming insurance furthe damage valuation

                                        • #28439 Reply
                                          Utkarshfalcon365
                                          Participant
                                            U
                                            Utkarshfalcon365
                                            PARTICIPANT
                                            March 24, 2025 at 6:01 pm
                                            Depends on your NCB and insurance amount. Plus Indians are very worried of spoiling NCB. Should have referred this to insurance as all our insurances must have third party cover. Obviously you can see how much you could lose by spoiling NCB over next 3-5 years and then decide what to do. And never pay up front like this. If she calls a lawyer even you call a lawyer. Furthermore you can always join them to the car service center and pay off amount directly.

                                            • #28441 Reply
                                              Epicrajendra5182
                                              Participant
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                                                Epicrajendra5182
                                                PARTICIPANT
                                                March 24, 2025 at 6:22 pm
                                                Thanks for the insight

                                        • #28419 Reply
                                          Cleverdiksha5363
                                          Participant
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                                            Cleverdiksha5363
                                            PARTICIPANT
                                            March 24, 2025 at 1:38 pm
                                            You should have called her bluff and dialled the cops yourself!

                                            • #28428 Reply
                                              Luckyshark4371
                                              Participant
                                                L
                                                Luckyshark4371
                                                OP
                                                March 24, 2025 at 3:35 pm
                                                Yeah, but as I have a learning licence, I was a bit scared because of the hit and run situation…

                                                • #28438 Reply
                                                  Cleverdiksha5363
                                                  Participant
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                                                    Cleverdiksha5363
                                                    PARTICIPANT
                                                    March 24, 2025 at 5:00 pm
                                                    If you show fear, people WILL take advantage of you!

                                                  • #28437 Reply
                                                    Yogitafox88
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                                                      Yogitafox88
                                                      PARTICIPANT
                                                      March 26, 2025 at 7:04 am
                                                      Then it was the best case scenario, involving the cops with a learner license, would only open more mouths to feed.

                                                • #28418 Reply
                                                  Swiftninja4684
                                                  Participant
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                                                    Swiftninja4684
                                                    PARTICIPANT
                                                    March 24, 2025 at 3:31 pm
                                                    I mean, you ran away without informing the owner. Shouldnโ€™t you have at least left a note? Well, good that you had to pay extra ๐Ÿคท

                                                    • #28427 Reply
                                                      Luckyshark4371
                                                      Participant
                                                        L
                                                        Luckyshark4371
                                                        OP
                                                        March 24, 2025 at 3:38 pm
                                                        I think you might be right, I freaked out and left without even informing my friends.. they would have informed them ๐Ÿ™

                                                        • #28436 Reply
                                                          Swiftninja4684
                                                          Participant
                                                            S
                                                            Swiftninja4684
                                                            PARTICIPANT
                                                            March 24, 2025 at 3:44 pm
                                                            Also, you should consider that their new car will be in the garage for repairs, meaning wasted time or maybe even taking leave from work, mind fuck XD. Plus, they had to put in so much effort just to find you. So, in my opinion, 15K is fair. Do better.

                                                      • #28417 Reply
                                                        Ranbirseeker533
                                                        Participant
                                                          R
                                                          Ranbirseeker533
                                                          PARTICIPANT
                                                          March 24, 2025 at 5:27 pm
                                                          Why the fuck do people have car insurance in this country

                                                          • #28426 Reply
                                                            Happyfalcon1757
                                                            Participant
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                                                              Happyfalcon1757
                                                              PARTICIPANT
                                                              March 25, 2025 at 1:28 pm
                                                              Going through insurance it will be atleast 15-20 days minimum. The car will be at showroom during entire time. Also it will reduce the idv of the car. So obviously people don’t want to go through hassle and demand money upfront.

                                                              • #28435 Reply
                                                                Bravezoya6074
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                                                                  Bravezoya6074
                                                                  PARTICIPANT
                                                                  March 26, 2025 at 6:10 am
                                                                  Or if possible go through the insurance, put a bunch of cases on the other car owner and claim for loss in value.

                                                              • #28425 Reply
                                                                Bravezoya6074
                                                                Participant
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                                                                  Bravezoya6074
                                                                  PARTICIPANT
                                                                  March 26, 2025 at 6:08 am
                                                                  The insurance is to cover the mistakes i make, not for mistakes some idiot makes and runs without giving the number. I would have filed a hit and run case and added few cheating cases on top of it. Now , the reality is that 3rd party claims are crazy difficult to resolve and we have ended up in this situation where defacto negotiation is ask for NCB and out of pocket amount in negotiations. If we simplify and improve efficiency of 3P insurance claim process, then we would be in a lot better place.

                                                                  • #28434 Reply
                                                                    Silentaneesh6189
                                                                    Participant
                                                                      S
                                                                      Silentaneesh6189
                                                                      PARTICIPANT
                                                                      March 26, 2025 at 9:14 am
                                                                      Thats how they earn money, make the process difficult so there is less no of people who claim it knowing it would be a hassle. Many people just give up and that’s how these companies save so much money.

                                                                • #28416 Reply
                                                                  Hiteshguru668
                                                                  Participant
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                                                                    Hiteshguru668
                                                                    PARTICIPANT
                                                                    March 24, 2025 at 5:49 pm
                                                                    should have asked her to claim insurance and you could pay the difference amount and NCB and filing charges. Also darne ka nahi, dare to aur dabate hai log. Ask them to take it or leave it.

                                                                  • #28415 Reply
                                                                    Yogitafox88
                                                                    Participant
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                                                                      Yogitafox88
                                                                      PARTICIPANT
                                                                      March 24, 2025 at 5:54 pm
                                                                      Brother, the entire panel has to be repainted even for a scratch so that it looks the same. had to pay 14k myself to get two scratches fixed on my new car.

                                                                      Service center workshop are mostly costly.

                                                                      • #28424 Reply
                                                                        Superlion3396
                                                                        Participant
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                                                                          Superlion3396
                                                                          PARTICIPANT
                                                                          March 25, 2025 at 2:12 pm
                                                                          I paid hardly 15k for a major repair of the front bumper of my audi, at audi Bengaluru Central. How is there no difference in pricing between audi and a domestic brand?

                                                                          • #28433 Reply
                                                                            Yogitafox88
                                                                            Participant
                                                                              Y
                                                                              Yogitafox88
                                                                              PARTICIPANT
                                                                              March 26, 2025 at 5:19 am
                                                                              Pricing at Service center workshops are very absurd, learnt my lesson always go to 3rd party for minor denting, painting work.

                                                                        • #28414 Reply
                                                                          Ravindrafalcon929
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                                                                            Ravindrafalcon929
                                                                            PARTICIPANT
                                                                            March 25, 2025 at 5:08 am
                                                                            Bhai ghnta kuch nhi hota yr..sidha jake bol dete ki krdo complaint

                                                                          • #28413 Reply
                                                                            Smarthero7080
                                                                            Participant
                                                                              S
                                                                              Smarthero7080
                                                                              PARTICIPANT
                                                                              March 25, 2025 at 6:34 pm
                                                                              I don’t understand whats the point of car insurance in india

                                                                            • #28412 Reply
                                                                              Happyrushabh1617
                                                                              Participant
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                                                                                Happyrushabh1617
                                                                                PARTICIPANT
                                                                                March 25, 2025 at 10:20 pm
                                                                                Again, his point stands. What is the point of insurance if its never going to be redeemed?

                                                                              • #28411 Reply
                                                                                Smartpanda9750
                                                                                Participant
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                                                                                  Smartpanda9750
                                                                                  PARTICIPANT
                                                                                  March 27, 2025 at 5:31 am
                                                                                  You knew you damaged a car and left instead of owning up to it by leaving a note and offering to go through insurance or paying for it.

                                                                                  They found out, had to chase you down and make you pay for what they believe to be the cost for repairs.

                                                                                  You paid and now want a portion of it back because you found out it could’ve been less?

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