- This topic has 0 replies, 1 voice, and was last updated 2 months ago by
.
-
Posts
-
-
UHey everyone,
I live in Bangalore and I want to share my experience dealing with the 7 Days Loan app scam — because I know a lot of people here are going through the same thing and don’t know what to do. I hope this helps someone.
How it started
Like many people, I was going through a rough financial patch and stumbled upon the 7 Days Loan app. It promised instant disbursal, minimal documentation, and no hassle. I took a small loan thinking I’d repay it quickly. That’s when the nightmare began.
The harassment
Even before the repayment date, they started calling me multiple times a day. Then came the threats — they accessed my contact list and started messaging my family, friends, and colleagues with defamatory content, calling me a fraudster and a defaulter. It was humiliating and mentally exhausting
What I did to get out of it
Here’s exactly how I handled it, step by step:
1.Stopped panicking and paying random amounts — These apps rely on fear. Don’t transfer money out of panic not even a single rupee.
2.Filed a complaint on the RBI Sachet portal — sachet.rbi.org.in — This is specifically for unauthorized loan apps. I reported them here first.
3.Filed a cybercrime complaint — I went to cybercrime.gov.in and filed a detailed complaint with screenshots of all their threatening messages.
4.Revoked app permissions — I immediately went to my phone settings and revoked all permissions (contacts, camera, storage) for the app and then uninstalled it.
5.Notified my contacts — I proactively messaged my contacts explaining the situation before the scammers could defame me further. Most people were understanding(upload a status).
Key things to remember
You are NOT a criminal for taking a loan from them. THEY are the criminals.
They CANNOT legally access your contacts. That itself is a violation of the IT Act.
Never pay “extra” amounts to make them stop. It doesn’t work and just encourages them.
Always screenshot every threatening message — it’s evidence.
-
