How to Legally Avoid Inheriting My Father’s Loan Debt?

[User_ea991092]

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User_ea991092
PARTICIPANT
March 11, 2025 at 6:17 pm

Hi all,

I’m a 26M Person with Disability and recently ran away from an abusive home. My father has taken loans amounting to ₹40L from various loan sharks, and he has no means to repay them. The constant stress has severely impacted both my parents’ health, and I fear they may pass away soon.

They have no assets to their name, just a 2-storey house in a remote village that is unlikely to attract buyers. I can only afford to cover my own living expenses, and I do not have a high-paying job. Given this situation, I want to ensure that I do not inherit this massive debt.

Is there a legal way to get disowned or take other steps to protect myself from liability for these loans? Any advice would be greatly appreciated.

Thanks in advance!

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[User_22e39bb2]

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User_22e39bb2
PARTICIPANT
March 11, 2025 at 6:23 pm

Debt isn’t inherited, at most it can be recovered from any assets you may inherit from your father but nothing more

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