Lazypay is threatening litigation

This topic has 6 replies, 4 voices, and was last updated 1 year, 4 months ago by User_e3cec68a.

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- February 15, 2025 at 11:18 am #53656 Reply
  User_866a57cc
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  User_866a57cc
  PARTICIPANT
  February 15, 2025 at 11:18 am
  
  I was scammed and I filed a FIR online for the same on the lazypay platform. I even showed them but they refused to entertain anything saying you have to pay and I went ahead and blocked them and they have been constantly calling me through several numbers, harassing me on WhatsApp, email and texts and today they shared me message where they will be sending hard copy legal litigation for failure of payment. What shall i do? Should I pay or fight this? Please advise if I am doing a crime by not paying something which is totally not my fault.
- February 15, 2025 at 11:25 am #53658 Reply
  User_e3cec68a
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  U
  
  User_e3cec68a
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  February 15, 2025 at 11:25 am
  
  What scam?
  - February 15, 2025 at 11:36 am #53659 Reply
    User_866a57cc
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    U
    
    User_866a57cc
    OP
    February 15, 2025 at 11:36 am
    
    IVR. Got through to my nephew who shared the otp while playing games on my phone.
    - February 15, 2025 at 11:38 am #53660 Reply
      User_b1775919
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      U
      
      User_b1775919
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      February 15, 2025 at 11:38 am
      
      you ( nephew technically) shared the OTP. how is lazypay responsible for that?
      
      if you still think lazypay is responsible, did you complain to Cyberpolice?
      - February 15, 2025 at 11:42 am #53661 Reply
        
        User_866a57cc
        Participant
        
        U
        
        User_866a57cc
        OP
        February 15, 2025 at 11:42 am
        
        I did yes complain to cyberpolice. Lazypay team said they investigated and said I have to pay because otp was shared with the scammers
        
        February 15, 2025 at 12:06 pm #53662 Reply
        
        User_e3cec68a
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        U
        
        User_e3cec68a
        PARTICIPANT
        February 15, 2025 at 12:06 pm
        
        Exactly… Lazypay didn’t scam you so its not their fault. You shared otp..
        
        You will never win this in court too cause its your fault, please help yourself to understand this.
- February 15, 2025 at 12:28 pm #53657 Reply
  User_7b806b8c
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  User_7b806b8c
  PARTICIPANT
  February 15, 2025 at 12:28 pm
  
  I think you can request to reverse the transaction, even if you share the OTP, when fraud is committed. I think you need to raise the issue with the processing bank i.e., the bank with which you have A/C or Credit Card, within a certain time limit.
  
  Please check your bank’s guidelines on cyberfraud and deal with it through the bank.
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