Money Put on Hold After Filing a Cybercrime Fraud Complaint

[User_288f64c0]

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May 1, 2026 at 9:16 am

Here’s a clearer and more structured Reddit version:

I ordered shoes from an Instagram store that turned out to be a scam. I paid ₹1480 and after waiting for 2 months with no delivery and constant back-and-forth, I finally filed a cyber crime complaint on 12th March.

The same day I informed the seller, and she immediately initiated a refund that night. However, my SBI bank account got a hold of ₹1480 due to the complaint.

Later, the scammer also received a notice from the police (since their account was flagged), and she filed a counter complaint against the refund she sent me. After that, on 14th April, another ₹1480 was put on hold in my account.

So now, a total of ₹2960 is on hold.

I visited SBI, but they said they can’t help and asked me to contact the cyber crime police station. I’m really confused because I’m the victim and I have all the proof.

I’ve also seen a lot of negative experiences here about police/banks not helping, which is making me more worried.

What should I do next?

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