One UAN, multiple Member IDs. What would be the best and quickest steps to completely withdraw my EPF?

Community Forums Legal Advice India One UAN, multiple Member IDs. What would be the best and quickest steps to completely withdraw my EPF?

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      User_3e36abb2
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        User_3e36abb2
        PARTICIPANT
        February 12, 2025 at 5:02 pm
        [Reposting this since the cross-posting failed.]

        After contributing to my EPF for 10 years (since 2014), I am currently unemployed for the past 8 months and wanted to withdraw my complete funds from EPF.
        Yes, I agree that I did not pay attention to merge the member accounts after moving to a new organization and missed out on compounding the interest.

        I have confirmed that the following are in order:

        – Single UAN ID

        – 3 Member IDs for the 3 organizations that I had been employed with concurrently.

        – All 3 Member IDs have my correct and same Member Name, Fatherโ€™s Name, Date of Birth, Gender, UAN, Mobile number.

        – The last organization has NOT updated the Date of Exit in the portal.

        With the umpteen half-baked rejection reasons that I read in our forums, the confusions:

        Confusion 1: What steps would be the quickest to withdraw the funds from all the member accounts, and approximately how many days/months will this take?

        – Option 1: Raise 1 withdrawal request by selecting all 3 member accounts?

        – Option 2: First merge the member accounts to 1 account, and then raise a withdrawal request?

        Confusion 2: What should be the reason for withdrawal? Will I get the 100% amount by citing unemployment or funding a home loan?

        Confusion 3: Do I HAVE TO update the Date of Exit in the last organizationโ€™s member account before raising a withdrawal request?

        TL;DR : I have a UAN account with 3 Member accounts. What would be the best and quickest steps to withdraw the entire EPF funds from all 3 accounts? What valid reason will enable a 100% withdrawal? Should I update the Date of Exit of the last organization before withdrawal?

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