Sent money to wrong bank account via Google Pay (bank transfer, not UPI) – recipient refusing to return – need advice

[User_a0414d00]

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User_a0414d00
PARTICIPANT
May 5, 2026 at 4:54 pm

Hi everyone,

I’m dealing with a stressful situation and would really appreciate some guidance.
I transferred ₹8,250 via Google Pay using **bank transfer (account number + IFSC, not UPI)**. Unfortunately, I entered the wrong account number while adding the beneficiary.
Transaction status: **Successful**
I had saved the beneficiary name myself, so the name shown isn’t reliable
Beneficiary bank: Bank of Baroda
I’ve already visited my bank (Standard Chartered) and raised a dispute

I managed to get the recipient’s phone number and contacted them, but they are **refusing to return the money**, even after explaining it was sent by mistake.

So far I have:
Raised a dispute with my bank
Visited the branch and submitted complaint
Contacted the recipient (refused to cooperate)
Sent email to Bank of Baroda requesting freeze

**What I understand:**
Since the account exists, the money has been credited
Banks can’t reverse without recipient consent
This may now require legal/police involvement

**What I need help with:**
Has anyone successfully recovered money when the recipient refused?

How effective is filing a cybercrime or police complaint in this situation?

Does escalating to RBI Ombudsman actually push banks to act faster? But for this there is a 30 day wait

Any other steps I should take immediately?
Any real experiences or practical advice would really help right now.
Thanks in advance.

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