Temporary Hold on Your Account Due to Cyber Crime Complaint. This is a legalized SCAM.

Community Forums Legal Advice India Temporary Hold on Your Account Due to Cyber Crime Complaint. This is a legalized SCAM.

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      User_ccdbe3eb
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        U
        User_ccdbe3eb
        PARTICIPANT
        April 28, 2026 at 8:04 pm
        Hey everyone,

        I hope you’re all doing well. I’m from Mumbai, and I’m writing this because I have no one else to talk to about it and neither do I have much friends.

        I thought I’d share my experience here since many people have faced this, and many more will in the future.

        I received an unauthorized payment of ₹1000. I assumed the sender would message me on GPay saying it was sent by mistake, but to my surprise, no one contacted me or asked for the money back.

        **After some time, I tried to return the money to the sender, but I couldn’t make any payments on GPay.**

        I kept getting a message saying my bank doesn’t allow me to make payments. Within a few hours, I received an email from my bank stating that my account had been put on hold due to a cybercrime complaint.

        The next day, I went to my nearest branch and got the details of the Investigating Officer.

        The complaint was raised from INDORE

        ( MADHYA PARDESH).

        It was a shocker for me because everything happened so quickly that I couldn’t understand what was going on. I emailed the concerned authorities and explained the entire scenario. I was given the contact number of the Investigating Officer, and for the last 8 days, I have been calling that number, but no one is answering. I have also received no response to my emails.

        Court guidelines state that only the disputed amount can be frozen, not the entire account. Yet my full account remains on hold. Lawyers are charging ₹30,000–₹35,000 to resolve this. I don’t blame them — it’s their job. But I’m helpless. I only have ₹2,000 left.

        A lawyer told me bluntly that emails and calls are pointless because they won’t respond. I don’t understand why I was even given the IO’s number. The bank staff already treats me like a criminal.

        I’ve been facing many problems in life. I planned to start a business to manage my daily expenses, but this broken system is breaking me every day.

        Without listening or investigating, I’m being treated like a criminal. Hence it’s proved

        CRIMINALS are CITIZENS, and

        CITIZENS are CRIMINALS.

        Feels like walking away and then letting the municipality burn my dead body. I know this won’t solve the issue but I think this will solve EVERYTHING, so corrupt officials can feast over this.

        This is the digital era’s LEGALIZED SCAM.

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