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MA few years ago, my friends and I were living together in a 2BHK apartment. We were all working professionals—some in IT and some in non-IT fields. One day, a friend of a friend named Jagadeesh visited our apartment and stayed for a night. Initially, we didn’t mind his occasional visits, and over time, he started staying more frequently. Since we believed an extra person wouldn’t make much of a difference, we let him stay without contributing to rent or expenses.
That’s when Jagadeesh started executing his plan. To gain our trust, he frequently sponsored parties, bought movie tickets, and treated us to food. We thought, “Since he’s not paying rent, this is his way of contributing.”
One day, he claimed to have an emergency and asked for money. One of my friends, S, lent him his credit card, which Jagadeesh used to withdraw around ₹20,000. Surprisingly, within a few days, he repaid ₹22,000. Then, he requested to use the credit card for a few more days, promising to return even more.
This is where things started going downhill. My friend S saw an opportunity and applied for multiple credit cards, handing them over to Jagadeesh. Over time, the total amount Jagadeesh borrowed reached ₹4.5 lakh. Initially, he repaid everything with unbelievable interest. When we asked about his job, he claimed to work at Hyderabad International Airport and even offered us flight tickets at ridiculously low prices, which made his story seem credible.
Months went by, and without realizing it, each of us started lending him money. Eventually, we discovered that, collectively, we had given him nearly ₹20 lakh.
Then came the turning point. One day, one of my friends received a call from a person claiming to be an ally of an MLA from Andhra Pradesh. He warned us that Jagadeesh was a fraud who had scammed many people and that they were tracking him down. This was a wake-up call for us. We started discussing amongst ourselves and realized how much we had lost. We decided to confront Jagadeesh and demand repayment.
When he visited our apartment, the MLA’s allies called again, asking us to hand him over. They were waiting near our building. Fearing the situation, we hid Jagadeesh on the top floor and went to meet them. However, while we were speaking to these men, Jagadeesh casually walked to a nearby tea stall. The MLA’s allies spotted him, grabbed him, shoved him into their car, and told us to leave.
We were terrified, but later that night, Jagadeesh called us, crying. He claimed the men were demanding ₹2 lakh to let him go. He promised to sign any promissory notes we wanted and repay us soon if we helped him. However, we neither trusted him nor had the money. We insisted that he come to our apartment first and sign the notes before we considered arranging any funds. Despite his pleas, we refused.
At around 3 AM, we received another call from the so-called MLA’s allies, claiming that Jagadeesh had escaped. We tracked his Google location, which showed him in an isolated area near the Outer Ring Road (ORR), but when we went there, he was nowhere to be found.
Months passed with no news of him. We tried contacting his father, but he claimed ignorance. Then, we learned from a friend in Jagadeesh’s hometown of Rajam, Vizianagaram, that he was back at his house.
Determined to recover our money, some of my friends, including S, went to Rajam and confronted his father. Instead of helping, his father blamed us, asking why we had given his son money without consulting him. When my friends demanded repayment, things turned violent. Jagadeesh’s father tried to push S under a moving bus and threw a stone at another friend, causing a head injury.
This entire incident happened in February 2024. At that time, Jagadeesh’s father assured us that we could collect the money in May 2024.
**PLOT TWIST:** The MLA’s allies, the kidnapping, and the escape—everything was a lie. It was all an elaborate scheme by Jagadeesh to escape from us.
When we confronted his father again in May, he smugly responded, “I said I’d pay in May, but I never mentioned which year.”
Since we come from middle-class and lower-middle-class families, we couldn’t involve our parents—they wouldn’t be able to handle the shock. Now, through a source, we’ve discovered that Jagadeesh is getting married to his cousin.
As of today, we haven’t recovered a single rupee from him since February.
Are there any lawyers or legal experts who can guide us on what action we can take against him? Any advice would be greatly appreciated!
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MYeah, I sometimes I feel that instead of scamming us he can become a good story writer or a director and he will have a bright future.
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MSeriously what shit is happening in the world. Everyone just
Try filing criminal cases, if you have his id,
But long drawn as you have given money willingly. Similar case like Tinder Swindler on Netflix
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KIn india, we didn’t get the justice in short period.we have to go to courts multiple times.as we are doing software jobs we don’t think we can go to court multiple times
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MSomehow I doubt the genuinety of your post.
Anyone scammed of such an amount would be upset and trying there best legally.
However when someone talks about FIR/courts you shut them down saying it’s impossible..
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SSorry, a bit of a diversion from the topic, but did I read correctly that you guys withdrew cash using credit cards? As in you lent him money on your own borrowings??
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KActually we thought of giving that,but we are from middle class families.we didn’t told this matter in our house.so if we gave police complaint it will reach to our family also we have only phonepe transactions not have enough proofs
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DNot legal advice, but practical advice, collect 15-20 of your friends and family as many as possible, reach out to his home, 2-3 days before wedding tell them if they dont pay, you will get Jagdeesh arrested and let the world know he is a scamster. Wedding can be cancelled off, if they come to know about it so this is the right place to put pressure, also these scamsters must be taking lot of dowry so they wouldnt want you guys to jeopardize all this. And, last but not least, once you have your money, inform the bride side to ensure that the poor girl doesnt have to live with this scamster for the rest of her life.
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DAre you absolutely sure, they know everything? They may have lied to bride side and told them something else. You all can create ruckus on wedding day too, make sure every guest knows about it, this way atleast their social reputation gets hit.
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CConvert this to a complaint and file it with the police station where you all were residing. Consider taking care of the cops and they will convert this to an FIR and maybe arrest him. You will need to arrange for some funds though to take care of cops. Also, involve a lawyer in all of this. No other way.
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RBetter pay 2L to the MLA’s allies and get Jagadeesh back. Then there would be some chance of recovering the 22L + interest. Otherwise all the money is gone.
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MOP, use Vakil GPT and write your story in full details. Then, pls follow the steps as it suggests..
Most people here will scold you instead of giving advice. -
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KThis is H one of the roommate. In our lives, there was another incident involving me and my friend that is related to this post. We did not have a degree at the time, but we were pursuing one. However, every job interview we attended required a degree, making it difficult for us to secure employment. One day, Jagdish mentioned that he knew someone from Andhra University who could arrange a degree for us, but it would take around three months and cost approximately ₹1.20 lakhs and he asked us for our intermediate certificates. Since we were already pursuing our degrees, we decided to go for it and drop our previous attempt. Willing to pay the amount, both my friend and I initially contributed ₹60,000 each. However, as time passed, there were no updates regarding the degree. After his escape we find our certificates in a bag in our room hidden in a bag. He didn’t even sent them to any one atleast. And all these days that bag is in our room but none of us touched it.
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USame , just same type of scam happened with my father and he’s right now in unbelievable unimaginable credit card debt of 20+ lacs , and on top of that we have home loans emi+ household expenses and my brother’s study expenses then we also come from lower middle class family so I’m just helpless right now, how can I help my family?
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SYou guys know where he lives . You hve this photo ! You have all evidence . What is stopping from going to police
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