UAE credit card debt

Community Forums Legal Advice India UAE credit card debt

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    • #40110 Reply
      User_69cba70b
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        User_69cba70b
        PARTICIPANT
        March 7, 2025 at 10:32 am
        My father is suffering from brain cancer (stage 4) and he has couple of credit card debts in UAE. He is in India currently undergoing treatment and is completely unable to pay those debts. The banks have been emailing and calling us from UAE for the payments and one of them actually called from an Indian number.

        Is there any legal laws which can protect us from bank’s harassment at this time ? We don’t know what to do in this situation as we are not aware of his finances. Also, he has multiple cards amounting to around 180K AED. He was running a business and that took a dowfall since his surgery.

      • #40111 Reply
        Happyshark11
        Participant
          H
          Happyshark11
          PARTICIPANT
          March 7, 2025 at 11:02 am
          If you don’t plan on going back to UAE, then you can forget about the loan and ignore the bank. Legally there is nothing much they can do to you in India.

          But if you plan on returning then it is best to work out a solution with the bank. If you want to return in future, write an email to the bank and explain your situation to them. Ask them to restructure the loan and temporarily pause the repayment schedule.

          • #40113 Reply
            Harshaltiger756
            Participant
              H
              Harshaltiger756
              PARTICIPANT
              March 7, 2025 at 6:53 pm
              Does credit ratings get affected ? Since most of the firm use same all over the world?

              • #40114 Reply
                Jignesheagle772
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                  J
                  Jignesheagle772
                  PARTICIPANT
                  March 8, 2025 at 2:00 pm
                  No it won’t.

              • #40112 Reply
                Jignesheagle772
                Participant
                  J
                  Jignesheagle772
                  PARTICIPANT
                  March 8, 2025 at 2:01 pm
                  He has terminal stage 4 cancer.
                  M sure going to Uae is the least of his priorities right now

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