Uncle taking loan on adjacent property — risks to my land? (same survey number, Karnataka)

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User_d785651c
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May 5, 2026 at 3:25 pm

Hi, need some guidance.

My maternal uncle is taking a bank loan and plans to mortgage his property. Our properties are adjacent and part of the same survey number in Bangalore Rural , but I have my own portion with mutation khata and it’s identified in my sale deed (also mentions chakbandi).

The buildings are physically joined, but my land + structure is separate in possession.

He has verbally assured that my portion won’t be included.

My concern:
Since land is unconverted and no separate municipal khata, can the bank still treat the entire property (including my portion/building) as collateral if he defaults?

Any advice from people who’ve dealt with similar situations would really help.

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