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April 25, 2025 at 3:15 pm in reply to: Getting harassed for the loan someone else took. Cyber Police in usless. #8446BBravefox8411
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April 25, 2025 at 3:15 pmif you havent took said loanyou were not a co-applicant or guarantor
you have nothing to do with it
tell them and block their no
if they keep calling from other nos go on blocking them
no other best solution here
unless you are involved in that loan; you have nothing to do with it
April 25, 2025 at 3:14 pm in reply to: Getting harassed for the loan someone else took. Cyber Police in usless. #8461BBravefox8411
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April 25, 2025 at 3:14 pmIsnt it an criminal act in the first place for this agency to go through someone’s call history n start making random calls?do telecom companies sell them this confidential call record data or is it they bribe some emplyees?
April 25, 2025 at 3:10 pm in reply to: Got a legal notice for a credit card I didn’t use. Help! #8700BBravefox8411
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April 25, 2025 at 3:10 pmLimitation Act or Statute of Limitation if 3+ year old recoveryI am not sure banks send any legal notices; its recovery agencies trying to use that threat to see if someone pays under harassment or pressure
unless this is not a time barred debt
What do you suggest as an Expert?
April 25, 2025 at 3:08 pm in reply to: Got a legal notice for a credit card I didn’t use. Help! #8707BBravefox8411
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April 25, 2025 at 3:08 pmif you are saying its in your CIBIL reportyou have all the details on it
April 25, 2025 at 3:08 pm in reply to: Got a legal notice for a credit card I didn’t use. Help! #8702BBravefox8411
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April 25, 2025 at 3:08 pmwhat happens with STATUTE of LIMITATION if 3+ year old card recovery?now if its shown in CIBIL then ofcourse person needs to take some action and move consumer court; get FIR filed for Forgery
What do you say?
BBravefox8411
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April 24, 2025 at 3:15 pmLooks like a SCAMOnly Aadhar card no cannot get you SIM
person at mobile shop does your BioMetric too and only after its successful; application is accepted
experts can correct me If that procedure is changed or modified recently
Police do not call and reveal info; they always ask you to visit respective police station
informing you there is a complaint against you or so on
then you can always go to Mumbai police website and verify said persons credentials
BTW
I feel some of these fraudulent recovery agencies too are involved in providing people mobile numbers
RBI DP twitter/X scam is enough to take such suspicion’s
Strange thing is Indian Government is not having a very rapid action Cyber Cell to curb scamsters as early as possible
BBravefox8411
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April 19, 2025 at 9:00 amyou dont need to Guess πBBravefox8411
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April 19, 2025 at 7:32 amAs long as Women Voters are the Election Winning Trump Carddespite so many statistics sayings over 80% cases to FIRs in many couple cases are not True they are least bothered
I doubt government will ever think on debating such cases in both Houses or Amend some Laws to protect every Life
do not expect anything
Votes Matter
Voters do not
April 19, 2025 at 7:28 am in reply to: bank says credit card closed in 2000 but recovery agency now with claim says we dont give a damn about what bank says? #12355BBravefox8411
OP
April 19, 2025 at 7:28 amagree2003 is like 22 years; you really dont keep old documents unless they are of very importance
scan documents or cloud-based solutions wasnt the thing then even whatever desktop/laptop you had; is not anymore around or usable
my case I have raised complaint with Standard Chartered Bank as well as all its Senior Managers
unless I get an Official Mail (on call they have confirmed 2003 and have promised data in 10 odd business days) cannot really send Notice to these people of Harassment
this Agency I have asked them to go to Court,
they use pressure tactics of 20-30 calls a Day
April 19, 2025 at 6:30 am in reply to: bank says credit card closed in 2000 but recovery agency now with claim says we dont give a damn about what bank says? #12356BBravefox8411
OP
April 19, 2025 at 6:30 amsome shaha finleaseApril 18, 2025 at 5:41 pm in reply to: bank says credit card closed in 2000 but recovery agency now with claim says we dont give a damn about what bank says? #12357BBravefox8411
OP
April 18, 2025 at 5:41 pm[Somashekar Mahantaya Salimath v. Shaha Finlease Pvt. Ltd., | District Consumer Disputes Redressal Commission | Judgment | Law | CaseMine](https://www.casemine.com/judgement/in/590a184c4a932663936d8474)someone took them to court for raising Debt claim on closed card
left n right its happeneing
April 18, 2025 at 5:40 pm in reply to: bank says credit card closed in 2000 but recovery agency now with claim says we dont give a damn about what bank says? #12363BBravefox8411
OP
April 18, 2025 at 5:40 pm[Somashekar Mahantaya Salimath v. Shaha Finlease Pvt. Ltd., | District Consumer Disputes Redressal Commission | Judgment | Law | CaseMine](https://www.casemine.com/judgement/in/590a184c4a932663936d8474)April 18, 2025 at 5:39 pm in reply to: bank says credit card closed in 2000 but recovery agency now with claim says we dont give a damn about what bank says? #12365BBravefox8411
OP
April 18, 2025 at 5:39 pmsame NBFC n Standard Chartered in recent past have been taken to court by someone n got penalized[Somashekar Mahantaya Salimath v. Shaha Finlease Pvt. Ltd., | District Consumer Disputes Redressal Commission | Judgment | Law | CaseMine](https://www.casemine.com/judgement/in/590a184c4a932663936d8474)
there are n no of such 10-12-15-26 year like old card debt claims on National Consumer Forum as well as Court cases pending
April 18, 2025 at 5:36 pm in reply to: bank says credit card closed in 2000 but recovery agency now with claim says we dont give a damn about what bank says? #12366BBravefox8411
OP
April 18, 2025 at 5:36 pmthis type of cases do you really think Lok Adalat will accept them?similar thread ([Bank/recovery agency asking for credit card payment dues after 18 years – Civil Law](https://www.lawyersclubindia.com/forum/bank-recovery-agency-asking-for-credit-card-payment-dues-after-18-years-235553.asp)) both experienced Lawyers are even suggesting Lok Adalat notice recovery person is referring to seems like Fake
time barred debt; debtor cannot be taken to court unless they have accepted it or made any partial payments.
my case bank which they are referring to; has never ever got in touch with me for 24 odd years now; obviously never was aware of this card for last 2+ decades
I have discussed with both my lawyers n if they keep calling; will send Harassment and other section Notice as well make a FIR with all documents n bank emails
April 18, 2025 at 5:33 pm in reply to: bank says credit card closed in 2000 but recovery agency now with claim says we dont give a damn about what bank says? #12364BBravefox8411
OP
April 18, 2025 at 5:33 pm[Bank/recovery agency asking for credit card payment dues after 18 years – Civil Law](https://www.lawyersclubindia.com/forum/bank-recovery-agency-asking-for-credit-card-payment-dues-after-18-years-235553.asp) -
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