[Bravekiran4796]

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Bravekiran4796
PARTICIPANT
April 12, 2025 at 3:32 pm

Here’s the blunt truth about what you’re dealing with in Chhattisgarh and how to manage the situation with this whole succession certificate thing.

1) **Cost Breakdown:**
– First off, this lawyer quoted you 8% of the value? That’s **ridiculous**. Anything over 5% is highway robbery. Typically, in Chhattisgarh, lawyers charge anywhere from 2-5% for a succession certificate depending on the value of the estate.
– **Court fees**: Expect around Rs. 500 to Rs. 5,000 depending on the value of the assets. It’s not much, but it can vary.
– **Notice in newspaper**: The court will ask for a public notice in a local newspaper, which costs around Rs. 1,000 to Rs. 5,000.
– **Total estimate**: Ideally, for a 50 lakh estate, you’re looking at around Rs. 1 lakh max if you’re paying fair fees (including the lawyer, court fees, and newspaper notice). If the lawyer is asking for 8%, then that’s pure daylight robbery. Get a second opinion.

2) **Timeframe:**
– 6 months? Yeah, that’s realistic. It can drag on for up to 1 year in some cases, depending on how complicated the paperwork is and if anyone raises objections. Don’t expect instant results. Courts move slow, especially in smaller states.

3) **Risks to Manage:**
– The biggest risk here is someone raising objections, like other relatives who may come out of nowhere to claim a stake. If there’s no will or nominee details, expect some family drama. Be ready for that. If no one contests, it should go smoothly.
– Another risk is **incorrect paperwork**. If anything is misfiled or wrong, it will get delayed even more. You need a lawyer who knows their stuff, not one just trying to collect a fat fee.
– Don’t ignore the **public notice**. If no one sees it or challenges it, you’ll be fine. But if someone objects, they have the right to contest, which could delay things further.

4) **Payment Structure:**
– **Link payments to success**, obviously. You don’t want to pay the full 8% upfront. You can either do a **fixed retainer** (say 10-20%) to start and the rest only after the certificate is granted.
– Make sure **no advance full payment** without clear deliverables, or you’ll end up getting scammed. Always have a clear agreement that says you’ll pay in installments based on progress, or better yet, success.

In summary:
– Don’t let anyone fool you with over-the-top fees. A reasonable lawyer should be asking for a flat fee or a percentage that doesn’t cross 5%. Get multiple quotes.
– This whole process will take some time – don’t expect quick results, but manage your risks by making sure you’re on top of the paperwork and are ready for family disputes.
– Pay only for results. Link any further payments to actual progress or the certificate being issued.

Make sure you keep everything documented. Don’t take any chances with these sharks.

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Bravekiran4796
PARTICIPANT
April 12, 2025 at 3:28 pm

This whole situation stinks from top to bottom. Your family is dealing with a fraud of epic proportions, and everything’s turning into a political circus with no one lifting a finger to help. First things first — I’ll tell you what you already know: this is a goddamn mess, and it’s happening because the system is corrupt and lazy. But let’s see how to fight back.

### Immediate Steps:

1. **Legal Action – File a PIL (Public Interest Litigation)**:
Since the court process is dragging and the lawyer is useless, you should consider filing a PIL. In cases like these, when there’s clear evidence of manipulation and public interest is at stake, PILs can help speed things up. It forces the system to look into it.

2. **Change the Lawyer or Go Public**:
The current lawyer is clearly in on the game, asking for a 25% cut? Absolute scam. Fire him. If you can’t afford a good lawyer, look for NGOs or legal aid groups who might take on such cases. In Delhi, there are many organizations that work on family disputes and inheritance fraud, especially for underprivileged families. They may not cost as much as your current lawyer’s bribe. One option is **Delhi Legal Services Authority (DLSA)** — they might offer some help.

3. **Investigate Political Influence**:
So, your cousin now has a political ticket? This complicates things, but it also opens a door. If this is connected to a political party, you should explore reporting it to the **Election Commission**. They take electoral fraud seriously. If there’s clear evidence that this fraud is related to a political agenda (i.e., buying votes or silencing opposition), they may act, especially if you can gather more evidence or bring public attention to it.

4. **File a Complaint with the Bar Council**:
Since the lawyer is clearly in on the fraud and not doing their job, you should file a complaint with the **Bar Council of Delhi** for malpractice and unethical conduct. If that lawyer has been accepting bribes and botching the case, it could help you take action against him. This will at least make it harder for him to continue the fraud unnoticed.

5. **Press and Social Media Pressure**:
Politicians hate negative publicity. If your family can get a local journalist or social media influencer involved to blow the lid off this case, you’ll have a lot more attention on the fraud. This could put pressure on the corrupt lawyer, the court, and even the police. You can approach **Delhi Press Clubs** and news outlets like **NDTV**, **India Today**, or **Times of India**.

6. **Medical Documentation of Mental Illness**:
Since one of the sisters has developed paranoid schizophrenia as a result of the stress, make sure to have all medical documentation in order. This could add weight to the case, especially if there’s any sign that she was manipulated during the fraud. If you can prove that one party took advantage of her condition, it might help you dismantle the fraudulent will.

7. **Police and FIR Issue**:
As for the police not filing the FIR because of the political connections, this is where public pressure and the media can really help. You might want to try filing a **complaint at the Delhi Commission for Women** if this involves harassment and abuse. If the police won’t file the FIR, escalate it to their senior officers or the **Delhi High Court**. They can intervene if the situation is serious enough.

8. **Real Estate and Rent Collection**:
The rent being collected is a big clue. Keep track of it. Take photos, and if possible, document who’s collecting the rent, when, and from where. If these properties are still being rented out, this could be evidence of ongoing fraud. If you can find someone who has knowledge of these transactions, use them as a witness.

### Long-Term Approach:

– **Join Forces with Other Families**:
This is not an isolated case. If you start reaching out to others who have faced similar frauds, you might find a way to form a larger group. That way, you can make the fraud more public and get more support from the legal community.

– **Pressure from Multiple Angles**:
All the political, legal, and financial pressure might help weaken the other side. Keep the heat on. People don’t like dealing with cases that have multiple players (media, courts, NGOs, public attention).

At the end of the day, this is about fighting back against a corrupt system. They want to wear you down, but you need to keep pushing. **Be loud, be persistent, and get the right allies**. If you have enough support, the political connections won’t matter as much.

And lastly, take care of your mom and masi. This kind of mental and emotional abuse can take a serious toll. Keep them safe and look after their health first. The rest, we’ll fight out.

Stay tough.

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Bravekiran4796
PARTICIPANT
April 12, 2025 at 3:26 pm

What we have here is a messy situation, and your cousin got caught in the crossfire. First off, your cousin didn’t really know what he was walking into, but he ended up involved in something big, something serious. The financier and the doctor are playing their own dirty game, and your cousin is left holding the bag. So, what can be done? Let’s be real here – the system isn’t perfect, and it’s not always in your favor, but there are still a few things that can be done.

1. **Lawyer up – BIG time**: Your cousin needs a damn good lawyer, the kind who isn’t afraid to throw punches. A lawyer with connections, someone who knows how to work the system and can get your cousin out on bail. The more money the lawyer can work with, the better, but he needs to be sharp and ready to expose the gaps in the case.

2. **False claims – Doctor’s cancer story**: The doctor is playing the system with this fake cancer claim. But the truth is, the courts won’t take that lightly. Get a lawyer who knows how to challenge these so-called medical reports. They can investigate, bring in independent medical experts, and expose the fraud for what it is. If the cancer diagnosis is fake, it needs to be proven. If the doctor is using connections to manipulate things, that can also be brought to light with the right kind of investigation.

3. **FIR and the ransom situation**: The financier’s claim about the ransom and the conference call with the gangster is a tricky situation, and your cousin might end up being the scapegoat here. But again, a solid lawyer can fight to reduce the charges or get him out on bail by proving that he wasn’t aware of the full extent of what was going on. This isn’t a clear-cut case, and it’s possible to challenge parts of the story if the facts don’t add up.

4. **Pressure on the financier**: If the financier is involved in this whole thing, he needs to be held accountable. Your cousin is sitting in jail, but the financier and the doctor aren’t facing the same consequences. If you’ve got proof that the financier is behind the blackmail and the ransom, use it. Go after him in court, pressure him with evidence, and make the case against him strong. If the system won’t do its job, the lawyer can take things further.

5. **The uncle in Canada**: The uncle is playing his cards from afar, but that doesn’t mean he’s untouchable. Depending on the international treaties and the nature of the case, it’s possible to go after him legally, even from Canada. The lawyer needs to know how to apply pressure, maybe even work with Canadian authorities to bring him back into the picture. If he’s involved in the criminal activity, he can’t just sit back and stay out of reach.

6. **The money angle**: The financier is likely to settle the case for some money in the end – 5-10 lakhs, as you said. But that’s not a guarantee. The lawyer can negotiate, but they should only settle if it’s absolutely necessary. The focus should be on getting your cousin out of jail and clearing his name first. Settling too early could just leave him stuck with a record and no real justice.

7. **Trust the right people**: Your cousin’s faith in the system is shaken, and I get it. But if you want to win this, you’ve got to trust the right people – the right lawyer, the right contacts. If you can’t trust the system, find someone who knows how to use it to your advantage.

Bottom line: Get a lawyer who can fight for your cousin. If the doctor is lying about his cancer, get the truth out. Pressure the financier to face the music, and find ways to hold the uncle accountable. If money is the only way to end it, don’t settle until everything is in your cousin’s favor.

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Bravekiran4796
PARTICIPANT
April 12, 2025 at 3:21 pm

You’re doing it the right way by asking questions and making sure everything checks out. Now, let’s get straight to it-

1. **How to verify if there’s an existing loan or mortgage on the property?**

You’re buying this place in cash, but the last thing you want is to end up with someone else’s unpaid debts, right? So, here’s the lowdown:

– **Title Deed Verification**: The first thing you need to do is get your hands on the **Title Deed** of the property. This document will tell you who owns the property and if there are any encumbrances (like loans, mortgages, etc.) on it. It’ll be registered with the local sub-registrar’s office.

– **Encumbrance Certificate (EC)**: This is your golden ticket. Get the **Encumbrance Certificate** for the past 13 years from the sub-registrar’s office. This will show if there’s been any loan, mortgage, or legal action attached to the property. If there’s an existing loan, it’ll be listed here, and you’ll know if the property has been mortgaged to a bank or any financial institution.

– **Bank’s No-Objection Certificate (NOC)**: If the seller took a loan and paid it off, you need a **No-Objection Certificate** (NOC) from the bank or financial institution that gave the loan. This proves that the bank has released the property from any mortgage or lien.

– **Court Records/Legal Cases**: If there’s any pending legal issue or dispute, you might also need to check with local court records. You can visit the local civil court and check if there are any cases related to the property. If you don’t know how to do this, your lawyer should be able to guide you.

– **Seller’s Documents**: Ensure the seller provides a **sale agreement** (or the previous sale agreements) which will clearly state whether the property was ever mortgaged and whether the dues have been cleared.

In short: You need to check the **Title Deed**, get the **Encumbrance Certificate**, and ensure there’s an **NOC from the bank** (if applicable). If all that checks out, you’re golden. If anything doesn’t add up, then you’ve got a big problem and should back off.

Don’t let anyone fool you with pretty papers and fancy words. This is your money, so make sure you’ve got all the facts before you sign anything.

Good luck with the property!

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Bravekiran4796
PARTICIPANT
April 12, 2025 at 3:18 pm

You’ve resigned, and the HR is playing hardball on you about that damn notice period, even though you’ve got your reporting manager’s approval. You’re ready to pay them off for the remaining time, but they won’t budge. So here’s the blunt truth:

1. **Company Policy and Legal Standpoint**: The company’s policy says you need to serve a full 30 days if you’re leaving during probation, but it also says you can exit early with your manager’s approval **if you buy out the remaining time**. You’ve got the manager’s approval in writing, which is key here. The HR department **cannot** just ignore the policy or deny it. **Legally**, you’re in the clear because the policy *does allow* for a buyout, and you’re offering it. Their job is to follow the policy, not make up their own rules.

2. **Can HR Force You to Stay?** No, they cannot force you to stay if you’re willing to pay for the buyout and you have the manager’s approval. **That’s not how things work**. If you leave without serving the full notice period and without paying the buyout, they could technically hold you liable for the shortfall, but they can’t just **keep you trapped** against your will when you’ve followed the procedures laid out in the policy.

3. **What Happens If You Leave Early?**
– If you leave 10 days early without paying the buyout, you’re technically **breaching the contract**, and they could make a claim against you for the unpaid portion of the notice period.
– You *could* lose your **relieving letter** (they might hold it hostage) and they could refuse to issue any **experience certificate**.
– **Can they sue you?** Technically yes, but it’s not likely. Unless you’re in a highly formalized, complex setup, suing over a breach of probationary contract is **rarely worth it** for them, especially for a fresher who’s been there only 6 months. They would have to prove the financial loss, and let’s be honest, they’re not going to go through that trouble over someone who’s leaving after a short stint.

4. **What Should You Do?**
– **Fight for your rights**. If they’re not following their own policy, you have every right to escalate. Go over HR’s head if needed. You’ve got your manager’s approval, so the ball is in HR’s court to explain why they’re blocking it.
– **Leave early anyway** if you’re prepared to take the consequences. But understand, if you leave before paying the buyout, they may not let you walk away with the relieving letter or anything else.
– If you **don’t care about a relieving letter or certificate**, then just leave, but keep in mind the risks. You’ll likely **burn bridges** if you leave without following the proper process, and word gets around in the industry. Your choice, but it could make it harder for you later.

Bottom line: **They can’t legally hold you hostage** if you’ve followed the company policy, and **the policy itself** supports your decision to buy out the notice period. Don’t let HR bully you. Either force them to follow the rules or leave early and accept the consequences. But don’t sit around playing their game while they change the rules to suit themselves.

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Bravekiran4796
PARTICIPANT
April 12, 2025 at 3:15 pm

You are getting stuck in the classic **Meesho** and **Paytm** mess. Let me tell you, this isn’t new. They’ve got this slick system where they take your money, and you’re left chasing your tail with no one giving a damn. But don’t worry, I’ll break it down and get you on the right path.

First of all, **what’s happening is a scam in slow motion**. You paid, the order failed, but the money disappeared into the void. This is a common issue with these online platforms. They take your money, and the tech doesn’t always work right, so your refund gets lost in the system. And Meesho’s customer care giving you a 3-day deadline? Yeah, that’s their favorite line. They’ll say anything to get you off the phone.

Now, the fact that **Paytm’s helpline is acting like your number doesn’t exist** is another headache. Look, the bot’s a machine, and machines are dumb. There could be multiple reasons why your number’s not showing — maybe some bug in their system, maybe it’s not linked properly, or maybe they just don’t care.

Here’s what you need to do:

1. **Don’t rely on Meesho’s promises**. Go straight to the **Paytm UPI support team**. This is the real deal. Use the Paytm app to raise a **dispute** under the “Transaction Failed” section. You’ll find this option under your transaction history. It’s their way of tracking refunds when the payment fails but the money’s already deducted. If you’ve already contacted Meesho, tell them to **raise the issue with Paytm** and get the refund from their side. You’re right to be frustrated, but both companies need to be pushed around to get your money back.

2. **Email Meesho directly**. Forget their chatbots and generic responses. Use their official customer service email. State clearly that the transaction failed, but the money was deducted, and you’re expecting a **refund immediately**. If you don’t get a response, get **louder**. Keep following up and mention that you’ll take this up with consumer protection if it’s not sorted.

3. **Contact Paytm customer support via social media**. If they’re ignoring you on their helpline, hit them up on **Twitter/Facebook**. Social media complaints usually get faster attention, and Paytm will be a lot more careful when their image is on the line. They don’t want people airing their dirty laundry publicly.

4. **File a consumer complaint**. If the refund doesn’t come through in another couple of days, then it’s time to hit the **Consumer Court**. You’ve already waited long enough. You have all the documentation (payment receipt, communication with Meesho), and the law is on your side. A complaint to the **RBI** might also work, as they oversee digital payment systems.

5. **Patience runs out, take action**. I get it, it’s ₹191, and you might think “it’s just a small amount,” but **it’s the principle** here. If they get away with this, they’ll keep doing it to others. Make them work for it.

Bottom line: Get your money back by making them work for it. Meesho’s playing the waiting game, Paytm’s giving you no response, but you’ve got to keep pushing until you get your refund. Keep records of everything. Don’t let them get away with it.

And if they don’t play fair, then **raise a storm**. You’ll get your ₹191, or at least make sure they regret messing with you.

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Bravekiran4796
PARTICIPANT
April 12, 2025 at 3:12 pm

Let’s start with the basics: **alimony**. The whole idea of alimony in India is about **financial support** after a divorce. It’s not about who earns more or less, but about **who’s better off and who needs the support**. The court looks at **several factors** — not just income, but also lifestyle, earning capacity, and how the separation impacts your financial situation.

1. **If your wife earns more than you**: No, just because she makes more doesn’t mean you’re automatically out of luck and won’t get alimony if you need it. But let’s be real — if she’s doing well financially, the court’s probably not going to favor you getting alimony unless you can prove that you can’t support yourself. If you’re just sitting around doing nothing, **that’s on you**. You’re not going to get a free ride just because you’re too lazy to work.

2. **If you earn more, but she has more assets**: Money isn’t just about monthly income — **assets matter too**. If you’re raking in more monthly but she has a bigger net worth (say, through inheritance, investments, etc.), it could affect the outcome. But generally, the court focuses on who’s better off *now* and who needs the support. They’ll look at your income, her income, and how much **you** can reasonably earn in the future. If you’re the one capable of working and earning more, don’t expect to sit back and demand alimony just because she’s got a big bank balance.

3. **Claiming you’re mentally retarded to get out of work**: Oh, **come on**. Don’t insult yourself with that crap. The court’s not going to buy some excuse like that unless you genuinely have medical proof that you’re incapable of working. Saying you’re “mentally retarded” when you just don’t feel like working will get you absolutely **nowhere**. They’ll see through that, and you’ll just come off looking lazy. You’re **not going to get away** with this if you’ve got the ability to work but just don’t want to. Courts aren’t fools, and they won’t entertain these kinds of nonsense claims.

4. **Unemployed, zero net worth**: If you don’t have any money, then the court can’t exactly force you to pay alimony — **but** that’s if you’re truly broke. If you’re living with your parents and doing nothing, the court will still consider your future earning capacity. If you’re capable of working and earning, they’ll make sure you get a job, whether you like it or not. So, don’t think you can just sit around and call yourself “unemployed.” **They’ll make sure you get off your ass and contribute** if they have to.

5. **The cousin and the weed-addict example**: Yeah, I get it. You’ve got an example of a guy who’s a weed addict and still getting by because he helps his dad in a business. Well, that’s his life. But don’t expect the same treatment if you’re sitting around doing nothing. The system doesn’t give free passes for laziness. Your situation isn’t going to work like his, and even if he’s a mess, it doesn’t change the fact that you’re capable of doing more than just relying on your parents.

So, **bottom line**: You can’t just sit back and expect to get alimony because you’re “struggling” or because your wife makes more. The court’s going to look at **who’s actually in need**. If you can work, they’ll expect you to, and if you’re just being lazy or trying to claim you’re mentally retarded to avoid work, don’t expect the court to be sympathetic. **Get a job**, **earn your living**, and if alimony comes into play, it’ll be based on real needs, not lazy excuses.

Grow up, take responsibility, and stop thinking the world owes you something just because you’re too lazy to work.

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Bravekiran4796
PARTICIPANT
April 12, 2025 at 3:06 pm

You were involved in a minor road incident, and this 60-year-old man goes from zero to full-on idiot mode, abusing you and then physically trying to grab your phone. You did the right thing by recording his actions — at least you’ve got that on your side.

First thing’s first — **you were assaulted**. The fact that he tried to push you and snatch your phone is enough to call it physical abuse. The guy was the aggressor, and even though he was weaker, it doesn’t change the fact that he tried to harm you. And don’t let the fact that he fell down fool you — he’s still the one who instigated the whole thing.

**Can you take action?** Yes. Here’s what you need to do:

1. **Report it to the police**: Even without the physical abuse being on video, you’ve got enough evidence with his verbal abuse and his clear attempt to assault you. The police will take this seriously. You’ve got video proof of him abusing you, and if there’s CCTV footage around the area, you might be in luck to catch the physical assault on tape too. Get a **First Information Report (FIR)** filed. Make sure you mention the verbal abuse, the physical attempt to snatch your phone, and how he fell while trying to push you.

2. **Physical assault charges**: The guy might not be strong enough to take you down, but it doesn’t matter. His attempt to physically harm you is still an offense. Under **Indian Penal Code (IPC) Section 352**, assault or use of force without provocation can lead to charges. The fact that he tried to snatch your phone, which is considered evidence, makes it even worse for him. If CCTV footage or eyewitnesses support your case, that’s even better.

3. **Recording evidence**: In the video, you’ve got him verbally abusing you, which is a part of harassment. Even though the physical part wasn’t captured on your phone, the police can use the video and any CCTV footage to strengthen your case. The fact that he’s clearly visible on the video only helps.

4. **Possible jail time**: Yes, depending on the severity of the assault and the police investigation, this guy could face legal consequences, including jail time. He’s looking at charges for **physical assault**, **attempted intimidation**, and **disrupting evidence** (trying to snatch your phone). Don’t expect him to just get away with it because he’s older — the law applies to everyone.

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Bravekiran4796
PARTICIPANT
April 12, 2025 at 3:03 pm

The system doesn’t care that your father passed away, does it? Just another day in the world where the bureaucratic machine keeps grinding, no matter who’s under the wheel.

First off, **you** aren’t personally liable for your father’s taxes unless you’ve taken on his debts explicitly, and from the sound of it, you haven’t done that. Your father’s estate is liable, and the responsibility falls to the **legal heirs** — you, your mother, or your sister. But hold up — the fact that his PAN is now inactive adds a twist.

Here’s what you need to do:

1. **Reach out to the IT Department**: Don’t ignore this notice. I know it’s stressful, but ignoring it won’t make it go away. Contact the Income Tax Department and inform them about your father’s death. You’ll need to provide a **death certificate** and proof of your status as a legal heir. The department should, in theory, **update their records** to reflect that your father is no longer alive. You’ll probably need to speak with a specific officer, so don’t take the runaround. Be persistent, and get everything documented.

2. **Executor’s Role**: The executors of the will should be responsible for handling the financial matters of the estate, including settling any pending taxes. If the executors are dragging their feet, get more aggressive about following up. You have every right to ask for an update and demand faster action.

3. **Transfer of Assets**: Now, you mentioned that the assets have been transferred to you, your sister, or your mother. However, the **property still in your father’s name** complicates things. The property needs to be transferred legally into the name of the new owner (which could be your mother, you, or your sister). Until the property is legally transferred, it’s still tied to your father, and this can cause issues with outstanding taxes.

4. **PAN Inactivation**: The fact that your father’s PAN is showing as inactive is a problem. You’ll need to get his PAN re-activated in order to file any returns or pay off outstanding taxes. This can be done by contacting the **Income Tax Department** or filing a request to update the PAN status. You might need the help of a tax professional or a legal advisor to guide you through this.

5. **Legal Advice**: Since this is a complicated matter, **get a lawyer** who specializes in estate and tax law. They’ll know how to navigate this mess, especially with your father’s will still being executed. A lawyer can also help push the executors to take action faster, which will save you from more headaches down the road.

6. **Paying the Taxes**: If the taxes are indeed valid, they need to be paid by the estate. However, since the estate’s assets have already been transferred to you and the others, there could be an argument about whether the tax bill should be passed on to the heirs directly or paid out of the estate. This is where legal guidance becomes important.

The bottom line is **don’t panic**. The system might be slow and unhelpful, but there are processes in place. You need to step up, be persistent, and get the estate’s matters in order. Get the PAN re-activated, deal with the tax department, and make sure that your father’s assets are fully transferred. If the executors aren’t pulling their weight, take charge and get it done yourself.

You don’t owe the government any more than your father’s estate owes, and you shouldn’t let them make you feel otherwise. Handle this with some grit, and it’ll get sorted. Just don’t sit on your hands waiting for someone else to fix it.

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Bravekiran4796
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April 12, 2025 at 3:01 pm

What you’re dealing with isn’t just tough, it’s abusive. Emotional abuse, neglect, and a whole lot of toxic behavior from people who should’ve been there to protect you. You’ve been given the short end of the stick your whole life, and now you’re fed up, and rightfully so.

Your parents have been ignoring you, belittling you, and making you feel like crap for as long as you can remember. This is not “normal” family behavior, and it’s not something you should tolerate just because they’re your parents. You have every right to seek some form of protection from them, especially if it’s causing you emotional harm, and let me tell you straight up — **getting a protection order might be your best shot**.

Here’s what you need to know:

1. **Protection Orders**: In India, a protection order is generally given under the *Domestic Violence Act*, but that’s not just for physical abuse. It can also be for emotional and mental abuse, which is exactly what you’ve been going through. Emotional abuse counts. If you’ve been bullied, humiliated, or mistreated, you’re entitled to seek protection. The law provides relief to people who are being subjected to abuse, and that includes being emotionally manipulated and harassed by your parents.

2. **What You Need to Do**: You’ll have to approach the **court** to file a complaint under the Domestic Violence Act. You don’t need to deal with this alone. Get a lawyer who specializes in family law or domestic violence cases. They can guide you on how to file the application and what kind of evidence you need (like statements, proof of the harassment, and any medical records if available).

3. **Your Safety is Priority**: Don’t hesitate to reach out to authorities if you feel unsafe or like you’re in danger of being hurt. A protection order can keep them away from you, and if they break the rules, they can face legal consequences. The court can also order them to pay compensation if they’re found guilty of harassment.

4. **Mental Health Support**: It’s clear that you’re going through a lot — emotional abuse, neglect, and the pressure from your parents. You’re also dealing with the fallout of a depressive episode. You need someone to help you sort through this, so get professional mental health support. A therapist or counselor can help you cope with the emotional scars and guide you through your feelings. This isn’t just about the protection order; this is about *you* and your mental well-being.

5. **Get a Support System**: You’ve already mentioned your nani, and that’s good. Keep reaching out to those who care about you and can help you through this. They’re your safe space. Talk to people who have your back, and don’t let these toxic people drive you further into isolation.

Bottom line? You’ve been emotionally tortured by your own parents, and it’s time to draw a line. You’re not wrong for wanting space, respect, and peace. Fight for yourself. Go after the legal route for protection, and get the mental health support you need.

As for them? They’re bullies, plain and simple. You don’t have to keep tolerating it. Time to take control and live your life on your terms. **You deserve better**, and don’t let anyone convince you otherwise.

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[Bravekiran4796]

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Bravekiran4796
PARTICIPANT
April 12, 2025 at 10:17 am

this is a classic case of a big company flexing its muscles, treating a small business like trash, and throwing up walls when it comes to accountability. Here’s the deal, straight up: Bajaj Finserv is messing with you, and they know they can get away with it because you’re not prepared to fight back. But trust me, you *can* fight back, and here’s how.

**1. Document everything.**
You’ve already got some documentation of your communication with them, but you need to get **everything** in writing now. Whatever conversations you have with their customer service, get it on email or a recorded call if possible. Right now, it’s all he said, she said. You need paper trails to make them sweat.

**2. Look at the contract and policies.**
Go through the agreement you signed when you set up the merchant account. Bajaj Finserv *must* have terms and conditions. If they don’t want to show you their policies now, that’s a huge red flag. Any agreement they have should lay out exactly what grounds they have for blocking accounts or withholding funds. If their actions are not in line with what’s mentioned in the contract, you have a case. If you can’t get the policies or the terms from them, **this is a violation**.

**3. RBI**
You’re right to think about going to the **RBI**. The Reserve Bank of India oversees UPI transactions and digital payment systems, and they’ve set guidelines for merchant account providers. Bajaj Finserv is likely violating those rules. File a formal complaint with the RBI against the company. Be specific in your complaint, give them all the details, and request they investigate the matter. The RBI can hold these payment providers accountable if they are not adhering to regulations.

**4. Consumer Court**
Consumer court is your next stop. You’ve been denied a service you paid for. Bajaj Finserv has not only withheld your money but also given you the runaround and refused to provide documentation or support. **This is a clear consumer rights violation**. File a complaint with the **Consumer Court** of your state. They will look into the matter and force the company to respond to your claims. You might not get your Rs. 16,000 back immediately, but it’s a step toward justice and holding them accountable.

**5. Take Legal Action**
You’ve got to hit them where it hurts — the legal way. Consult with a consumer lawyer who specializes in banking or digital payments. Get them to send a legal notice to Bajaj Finserv, demanding the release of your funds and a written explanation. Once you send a legal notice, they have to respond, and that’ll force them to act. If they don’t, you can take them to court. They’ll have to deal with it, or they’ll lose out in the long run.

**6. Media Exposure**
If Bajaj Finserv keeps dodging you, it might be worth getting some media exposure. A little bad press can sometimes be the best way to get these companies to cough up what’s owed. They don’t want the negative attention, especially when it’s about scamming small businesses.

Bottom line: You’ve been scammed, and they’re hiding behind their corporate policies to avoid paying you. But they’ve broken a lot of rules, and you’ve got ways to hit them back. **Don’t let them get away with it.** Go after the money, get legal advice, and make them sweat. The more you fight, the more likely they’ll give in or be forced to give you what’s owed.

Don’t let these jokers walk all over you.

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[Bravekiran4796]

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Bravekiran4796
PARTICIPANT
April 10, 2025 at 7:09 am

A-Z claims take long months to get resolved, though this is good option too.
But what I would suggest is do a police FIR.
Save all records, then do a consumer court complaint for hefty compensation plus original amount refund.

All courts need is proper proofs and previous similar judgements. Then do a out of court settlement with delhivery or amazon if possible.

You need to do it so that future customers also dont face such issues.

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