Desimukul3661

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  • Desimukul3661
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      Desimukul3661
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      May 1, 2025 at 6:13 pm
      Decades usually

      in reply to: Received wrong payment of 5 lakhs in my bank account #18193
      Desimukul3661
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        Desimukul3661
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        April 10, 2025 at 5:50 am
        Wow, I missed that part. But still that doesn’t mean I am in the wrong to not co-operate. It’s their fault for depositing in wrong account.

        in reply to: Received wrong payment of 5 lakhs in my bank account #18188
        Desimukul3661
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          Desimukul3661
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          April 10, 2025 at 5:43 am
          “Also the person who accidentally deposited the money already had worked with OP so no detail sharing is done by the bank.”

          How did that happen without the bank providing the details to the depositor?

          in reply to: Received wrong payment of 5 lakhs in my bank account #18184
          Desimukul3661
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            Desimukul3661
            PARTICIPANT
            April 10, 2025 at 5:19 am
            But why would it not work for me in this case. The bank has blocked the funds so it’s safe. I didn’t do anything illegal to get the amount blocked so I am safe. Me rejecting to go to the branch for this doesn’t work for the opposite party. For me, it doesn’t matter at all.

            Also, I would file a complaint against my bank as they would have shared my contact details with the accidental depositor for them to call me. This is against the law. If there is anything wrong/illegal is being done, it is by the bank. I am in the right to refuse to go to the bank before I am compensated. You may feel that I am in the wrong but that’s your opinion. The fact is I haven’t done anything wrong and neither banks nor the depositor can make me go to the bank. My bank can request, that’s it. The other bank and the depositor should not even be contacting me.

            in reply to: Received wrong payment of 5 lakhs in my bank account #18178
            Desimukul3661
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              Desimukul3661
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              April 10, 2025 at 4:09 am
              To be honest, even if I was in his position, I wouldn’t go to the bank on my expense and my time for someone else’s fault. Last time I visited bank was during demonetization and that too because I had to since we needed cash for daily expenses. It’s not easy for everyone to drop into their bank while going for work. For me it will mean I take a half day off or I was waste Saturday when I am off and the bank is open. I would charge the accidental depositor atleast 1 days salary equivalent to go to the bank and approve the reversal.

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