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INAL
I suggest couple of options.
1. Plumber seems like a noob scammer. Scare him off by sending a legal notice on WhatsApp. Ask for 5+10k return for failing to provide services and causing mental harassment. Mention what he’s done is cheating and you may file criminal FIR. Give one week’s time to respond. Use ChatGPT to draft one.
2. Register cyber crime complaint on the disputed payment. That Altaf guy’s account will be frozen. Let him go after plumber’s a**.
INAL.No need to do anything. Ask him to refund the remaining + legal and logistic charges + mental harassment. Make some big amount like 50k atleast. Then only think of next course of action. For taking back complaint, ask him to reach the police station and do it together. Police will extort some more money off of him. That should teach him a nice lesson to not scam anyone.
INALI guess you can send them a legal notice about unfair business trade practices. Ask them to match external policy quote or allow you to buy it externally. Based on their response, you can fight a case. Make sure to add company as a party to the case.
IYou have Swiggy zomato at your place? If yes then I’ll donate you 2k coupon so that you can manage your food expenses. Forget this money. If it comes back then good. Never mix finance with friendship. Hard lessons of life we all learn. If you have to do it then always involve their parents or your parents as witness. That will make it easy.
