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MWe bought this kind of property once, and honestly, it was a nightmare.
After the auction, in the time between possession and paperwork, the ex-owner broke into the house using the neighbor’s terrace and damaged the place. When the bank employee and another official handed us the keys and showed us around, that’s when we saw the extent of the damage. The bank official took photos, and later, they offered us compensation since the loan amount was lower than the property price. At that point, we just accepted it—we had already invested too much time, money, and energy.
Fast forward to renovation and moving in. On Makar Sankranti, the ex-owner showed up, drunk and furious, and attacked us. My uncle got injured. Thankfully, it was easy to file a police case, and the bank officials helped since the previous property damage case was still under investigation.
Long story short, dealing with the ex-owner was a constant headache. We eventually sold the house to someone with strong connections. As expected, the ex-owner had another fight with this new family, but this time, it didn’t involve the police—just a physical brawl. In the end, the ex-owner had to apologize to both families (us and the new family) and ended up leaving the city.
Honestly, this whole experience was exhausting. Lesson learned—never buying a property from a bank auction again unless you have really strong connections.
